368 Emory River Rd, Harriman, TN, 37748
About This Home
The lakefront cottage you have been looking for is here! This home features an amazingly inviting front porch that overlooks your private peninsula; open-concept family room and kitchen; Kitchen with stainless steel range/oven and lots of cabinet; 2 large bedrooms with nice closets; full bath with stand-up shower; mud room/laundry room; large storage shed for all of your stuff; nearly 300 feet of waterfront land with a private boat ramp, separate kayak dock and a second dock with lift; this home offers the peace and quiet you seek with all the lakefront amenities you desire! **Only Owner-Occupants can purchase within the first 30 days on market**
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1977
Materials
- Construction materials: Shingle Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Laminate,Carpet,Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Details
- Parcel number: 037 06000 000
Features
- Exterior features: Dock
- Has view: Yes
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: River,Waterfront
Lot
- Lot size: 0.53 Acres
- Features: Private,Level
- Lot size dimensions: 90 x 163.94 IRR
Parking
- Parking features: Off Street,Designated Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $436 | $5,232 |
| Electricity | $175 | $2,103 |
| Total | $2,646 | $31,752 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Pending sale | $359,900 |
| 2026-05-06 | Listed for sale | $359,900 |
| 2019-02-22 | Sold | $18,000 |
| 1999-09-14 | Sold | $140,000 |
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