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2130 Ruritan Rd, Harriman, TN, 37748

2beds
1baths
1,040sqft
$259,900
$250price/sqft
$1,956/moest. monthly cost
$78,240/yrincome needed

About This Home

Don't miss your chance to own this completely remodeled 2 bedroom / 1 bath home! Conveniently located less than 3 miles from I40, this adorable home features a large living room that leads to a dining room / kitchen area that comes complete with all appliances & TONS of cabinet space! The two generously sized bedrooms are located at the other end of the home along with the full bath. This home also offers a full walk-out basement with a one car garage space and washer & dryer connections. Outside, you will find a covered front porch, a paved driveway, and a level backyard that backs up to a small creek in the back. All of this located just minutes from shopping, dining, and medical facilities is priced to sell! Call today to schedule your private showing!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Midtown Elementary SchoolGrades PK-50.2 mi
6/10
Harriman Middle SchoolGrades 6-84.0 mi
5/10
Harriman High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Pantry,Eat-in Kitchen
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 046 07200 000

Features

  • Has view: Yes
  • View description: Country Setting
  • Waterfront features: Creek

Lot

  • Lot size: 1 Acres
  • Features: Level,Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Off Street,Garage Door Opener,Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance $155$1,860
Property Taxes $312$3,744
Electricity $175$2,103
Total$1,956$23,472

Income You'd Need if You Spent...

35% on housing$67,062/yr
40% on housing$58,680/yr
45% on housing$52,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$133
Roane County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$259,900
2026-08-01Listed for sale$259,900
2023-08-17Sold$52,000
2002-12-09Sold$57,000
2000-02-14Sold$52,500

For Sale by Agent

AgentElaine Walden
BrokerageEast Tennessee Properties, LLC

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