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408 Lakecrest Dr, Harriman, TN, 37748

3beds
2baths
1,696sqft
$739,900
$436price/sqft
$5,256/moest. monthly cost
$210,240/yrincome needed

About This Home

Welcome to your Lakeside Investment Opportunity or Sanctuary! This stunning 3-bedroom, 2-bath contemporary lake home situated on beautiful Watts Bar Lake offers the perfect blend of modern updates, timeless charm, and unbeatable location. Whether you're looking for a weekend escape, short-term rental, or your forever lakefront home, this one checks all the boxes. A Turn Key Investment with proven performance,.. Completely remodeled in 2020, the home boasts quality inside and out with cathedral ceilings, a cozy fireplace, open floor plan, gleaming hardwood floors, and a covered back porch ideal for morning coffee or quiet evenings spent enjoying the beautiful lake views. Enjoy a level walk to the water, with your own private dock this is lake life the way it's meant to be. Located just 3 miles from Exit 352 and only 20 minutes to Knoxville's Turkey Creek shopping district (Exit 373), with Oak Ridge and West Knoxville also within 15-20 minutes. Need a getaway? You're only 1 hour to Pigeon Forge & Gatlinburg, and 1.5 hours to the Great Smoky Mountains National Park. Don't miss this rare find on Watts Bar Lake schedule your private tour today! Please Call ahead for appointments due to bookings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
6/10
Cherokee Middle SchoolGrades 6-82.8 mi
6/10
Roane County High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Cathedral Ceiling(s),High Ceilings,Split Bedrooms
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area above ground: 1,696

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,696 sqft

Property

Details

  • Parcel number: 048g B 015.00
  • Special condition: Standard,Agent Owned
  • Other equipment: Other

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Porch,Porch - Covered
  • Exterior features: Dock,Dock - Stationary
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front

Lot

  • Lot size: 0.60 Acres
  • Features: Gentle Sloping,Lake on Lot,Rolling Slope
  • Lot size dimensions: 100 x 265

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance $444$5,328
Property Taxes $896$10,752
Electricity $175$2,103
Total$5,256$63,072

Income You'd Need if You Spent...

35% on housing$180,205/yr
40% on housing$157,680/yr
45% on housing$140,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$436This listing

vs Other Active Listings

Avg $/sqft

ZIP 37748$127
Roane County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37748$165
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$739,900
2025-08-01Listed for sale$750,000
2020-05-22Sold$310,000
2020-05-22Pending sale$330,000
2019-10-22Price change$330,000
2019-09-13Listed for sale$345,000
2016-11-04Sold$270,000
2016-10-17Pending sale$299,900
2016-09-09Listed for sale$299,900
2016-06-26Listing removed$299,900
2016-03-27Listed for sale$299,900
2006-09-29Sold$340,000

For Sale by Agent

AgentKathy May-Martin
BrokerageColdwell Banker Jim Henry & Assoc.

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