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128 Rhonda Way, Rockwood, TN, 37854

3beds
2baths
1,442sqft
$345,000
$239price/sqft
$2,575/moest. monthly cost
$103,000/yrincome needed

About This Home

Enjoy comfortable living just minutes from the water in this beautifully updated ranch home located less than two miles from the new Rockwood Marina on Watts Bar Lake. Offering a functional layout, a finished walkout basement, and numerous recent improvements, this property combines everyday convenience with easy access to boating, fishing, and outdoor recreation. Inside, you'll find fresh paint, luxury vinyl plank flooring throughout much of the home, updated lighting, new baseboards, and a welcoming front entry. The kitchen has been thoughtfully refreshed with painted cabinetry, butcher block countertops, a stylish backsplash, updated appliances, a newly added dishwasher, a new sink with updated plumbing, and a new sliding glass door that fills the space with natural light. The primary bedroom features updated flooring, fresh paint, new baseboards, and a new ceiling fan, while both bathrooms have been updated with new vanities, lighting, paint, and flooring improvements. The partially finished walkout basement provides valuable additional living space and flexibility that is not part of the listed square footage! Recent updates include luxury vinyl plank flooring, fresh paint, updated lighting, new baseboards, a finished sheetrock ceiling, and the addition of a closet, making it ideal for a recreation room, hobby space, home office, or additional gathering area while still maintaining access to the attached garage. Step outside to enjoy the spacious backyard featuring a newly constructed deck, privacy fence, gazebo, fire pit with paver patio, and a 10x10 storage shed. Whether you're spending the day on Watts Bar Lake, launching your boat from nearby Rockwood Marina, or simply relaxing at home, this property offers a wonderful combination of comfort and convenience. Schedule your private showing today and come see everything this updated home has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Rockwood Middle SchoolGrades 6-82.9 mi
4/10
Rockwood High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Bonus Room
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,442
  • Total interior livable area: 1,442 sqft

Property

Details

  • Parcel number: 075B D 00400 000

Features

  • Has view: Yes
  • View description: Other,Country Setting

Lot

  • Lot size: 0.46 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Attached,Carport,RV Access/Parking,Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $238$2,856
Property Taxes $418$5,016
Electricity $175$2,103
Total$2,575$30,900

Income You'd Need if You Spent...

35% on housing$88,285/yr
40% on housing$77,250/yr
45% on housing$68,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 37854$143
Roane County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 37854$179
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$335,000
2026-08-04Price change$335,000
2026-07-01Listed for sale$345,000
2021-08-27Sold$185,000
2021-07-30Pending sale$194,900
2021-07-26Listed for sale$194,900

For Sale by Agent

AgentMonica Stevens
BrokerageWallace

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