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326 Chamberlain Cove Rd, Kingston, TN, 37763

3beds
3baths
2,900sqft
$1,234,900
$426price/sqft
$8,546/moest. monthly cost
$341,840/yrincome needed

About This Home

Tennessee Lake Life? HERE IT IS! Escape to the serenity of lakefront living on wonderful Watts Bar Lake. First time to market, this lake home is in immaculate, prestine condition and offers relaxation, recreation, and comfort. This property boasts an expansive screened in porch spanning the length of the house with breathtaking 180 degree views of the lake. A perfect spot to see the majestic Osprey diving for fish, Bald Eagles soaring, and the graceful presence of the Great Blue Heron stalking the shallows. Located in a quiet cove of the main channel, kayak, paddleboard, swim, fish, or just float the day away. Watts Bar Lake is navigable to Knoxville, Chattanooga, and even to the Gulf via the Tennessee River system. A rare and valuable highlight is the permitted, grandfathered-in boat house-an increasingly scarce feature on the lake. There are multiple outside spaces to enjoy the lakeviews and large mouth bass erupting through the seren waters. Wether you are savoring quiet mornings by the water, entertaining lakeside, or setting off on your next boat adventure, this exceptional property captures the very best of Tennessee Lake Living! The lakefront lot is also being sold but is being sold separately. Buyers should confirm all information deemed pertinent to them. **Square footage is deemed to be reliable, but should always be independently verified by the buyers prior to purchase. NOTE** Information taken from seller and tax records deemed to be reliable but not guaranteed. A Preliminary Marketable Title Exam has been completed by Foothills Title Services. To ensure a timely closing Seller would like the closing to occur at Foothills Title Services.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Midway Elementary SchoolGrades PK-52.9 mi
7/10
Midway Middle SchoolGrades 6-83.3 mi
5/10
Midway High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Wood Siding,Cedar,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Bonus Room
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Stone,Gas Log,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Property

Details

  • Parcel number: 079 018.03

Features

  • Exterior features: Prof Landscaped,Dock
  • Has view: Yes
  • View description: Country Setting
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront
  • Frontage type: Lakefront

Lot

  • Lot size: 0.34 Acres
  • Features: Private,Current Dock Permit on File,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Off Street,Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,244$74,928
Home Insurance $571$6,852
Property Taxes $1,496$17,952
Electricity $235$2,827
Total$8,546$102,552

Income You'd Need if You Spent...

35% on housing$293,005/yr
40% on housing$256,380/yr
45% on housing$227,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 37763$197
Roane County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 37763$202
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,299,900
2014-02-24Sold$300,000
1995-12-29Sold$25,000

For Sale by Agent

AgentSandy Owens
BrokerageKeller Williams Smoky Mountain

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