10621 SW 98th Ln, Ocala, FL, 34481
About This Home
Beautiful, Southeastern, front exposure, extended, 2023 Magnolia model in the Long Leaf Phase V area of On Top of the World. The home features a large master bedroom and a second en-suite bedroom and a half, hallway bathroom, open floor plan with 3 car garage. The gourmet kitchen boasts quartz countertops and built-in oven and microwave, stainless steel appliances. Upgrades throughout include tray ceilings, enclosed lanai that is part of the heated area. Curbside trash service is also included. This house includes $121,420.00 in upgrades from the original "Magnolia" model, a 16ft entertainment center with a 61" Samsung TV, LG refrigerator, dishwasher and dryer. The kitchen contains complete sets of Pfaltzgraff dinnerware, crystal for 6, Corning Ware and stainless-steel cookware. The 11 x 14 "Creative Ideas" home office has two computer stations and peninsula desk. The garage contains 24 ft of 3 tier shelving. Enjoy a prime location near the new Summit Clubhouse (currently under construction), The Arbors, and the Recreation Center. There’s always something to do at On Top of the World—from swimming, clubs, and pickleball to mini golf and dog parks. Located in Ocala’s premier 55+ golf cart community, residents enjoy access to two shopping centers by golf cart.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Other
- Builder model: Magnolia
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),High Ceilings,Open Floorplan,Smart Home,Split Bedroom,Thermostat,Walk-In Closet(s)
- Flooring: Tile
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,922
- Total interior livable area: 2,963 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 3530065148
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Sprinkler Metered
Lot
- Lot size: 9,750 sqft
- Features: Cleared
- Lot size dimensions: 75 x 130
Parking
- Total spaces: 3
- Parking features: Golf Cart Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,223 | $26,676 |
| Home Insurance * | $281 | $3,372 |
| Property Taxes | $584 | $7,008 |
| Electricity | $298 | $3,578 |
| Total | $3,386 | $40,632 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Price change | $440,000 |
| 2025-12-17 | Listed for sale | $525,000 |
| 2023-12-22 | Sold | $510,700 |
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