13651 Farm Ln, James Creek, PA, 16657
About This Home
Escape to your dream mountain retreat! Discover the perfect blend of luxury and adventure in this immaculate 3 bedroom, 2 bath vacation home/ or full time home nestled in the heart of the mountains only one mile from Raystown Lake launch Aitch. Experience breathtaking scenic views even seasonally letting you glimpse at the lake on the covered deck from sunrise to sunset. The living room features a cozy propane fireplace/stove, however the whole home has propane heat and central air with back up baseboards. Store all your outdoor gear in the convenient pole barn, perfect for a boat, ATV, bikes, kayaks and a lot more. This home is not just a getaway its memories ready to be made.!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Block
- Construction materials: Stick Built,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin/Lodge
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Oven/Range - Electric,Refrigerator,Electric Water Heater
- Laundry features: Lower Level,Washer In Unit,Dryer In Unit,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Garage Access,Partial
Bathroom1
- Features: Flooring - Vinyl,Bathroom - Stall Shower
- Level: Upper
Bathroom1
- Features: Flooring - Vinyl,Bathroom - Tub Shower
- Level: Main
Bedroom1
- Features: Flooring - Carpet
- Level: Main
Bedroom2
- Features: Flooring - Carpet
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Living/Dining Room Combo
- Level: Main
Family Room
- Features: Flooring - Carpet
- Level: Lower
Features
- Bathroom - Stall Shower,Bathroom - Tub Shower,Combination Dining/Living,Family Room Off Kitchen,Pantry
- Door features: Storm Door(s),Sliding Glass
- Window features: Double Pane Windows,Screens
- Flooring: Carpet,Vinyl
- Finished area below ground: 240
- Finished area above ground: 1,192
Heating & Cooling
- Heating features: Heat Pump,Baseboard,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,552
- Total interior livable area: 1,432 sqft
Kitchen
- Features: Flooring - Vinyl,Double Sink,Kitchen - Electric Cooking,Pantry
- Level: Main
Laundry
- Features: Flooring - Vinyl
- Level: Lower
Living Room
- Features: Cathedral/Vaulted Ceiling,Flooring - Carpet,Balcony Access,Fireplace - Gas,Living/Dining Room Combo
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2703A51
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Roof
- Exterior features: Boat Storage
- Has view: Yes
- View description: Scenic Vista,Panoramic
Lot
- Lot size: 1.64 Acres
- Features: Adjoins - Open Space,Cleared,Front Yard,Landscaped,Rear Yard,Mountain
Parking
- Total spaces: 3
- Parking features: Garage Faces Side,Basement,Asphalt,Attached,Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $279 | $3,348 |
| Electricity | $224 | $2,692 |
| Total | $2,716 | $32,592 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $429,000 |
| 2012-01-27 | Sold | $135,000 |
View on Zillow