20 Shaversville Cir, Mount Union, PA, 17066
About This Home
Step into the warmth & character of this charming cottage filled with old time appeal. The inviting open floor plan features a stunning living room with a vaulted tongue & groove ceiling and skylights that flood the space with natural light. Country style kitchen is full of charm, showcasing a beautiful wood ceiling, country cupboards and a timeless soapstone sink. Offering 2 bedrooms & 1 bath. Newer roof, skylight, entry door, electrical box, and waterproofed basement. Outside you'll find a nice backyard, detached 1 car garage located a short distance from the Juniata River for fishing, kayaking & enjoying the beauty of the outdoors.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Metal
- Construction materials: T111
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Skylight(s)
- Finished area below ground: 0
- Finished area above ground: 1,160
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,160
- Total interior livable area: 1,160 sqft
Kitchen
- Level: Main
- Area: 104
Property
Details
- Parcel number: TP# 21, 190206 DBV 0462
Lot
- Lot size: 6,534 sqft
- Features: Year Round Access
Parking
- Parking features: Detached,Garage,Gravel Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $833 | $9,996 |
| Home Insurance * | $59 | $708 |
| Property Taxes | $167 | $2,004 |
| Electricity | $224 | $2,692 |
| Total | $1,283 | $15,396 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $164,900 |
View on Zillow