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408 S Clark St, Coalgate, OK, 74538

3beds
1baths
1,062sqft
$63,500
$60price/sqft
$571/moest. monthly cost
$22,840/yrincome needed

About This Home

The most charming three-bedroom, one bathroom home with many recent updates here, including new plumbing, electrical, flooring throughout, kitchen and bathroom updates, paint, fixtures, with a new gas stove, and three new gas zoned heaters. All decor, including the china hutch and chest drawers, should stay if you prefer. Located on a corner lot with mature trees and a shed out back in Coalgate, OK. Only a short 30-minute drive to Ada, or a 45-minute drive to Durant or McAlester.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Emerson Elementary SchoolGrades PK-60.5 mi
4/10
6/10
Coalgate High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Masonite,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceramic Counters,Other,Ceiling Fan(s),Electric Range Connection,Gas Oven Connection
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Aluminum Frames,Other,Wood Frames,Insulated Windows,Storm Window(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Gas,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 1,062
  • Total interior livable area: 1,062 sqft

Property

Details

  • Parcel number: 100100140008000100

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Other
  • Fencing: None
  • Living area range: 1000-1250 SqFt

Lot

  • Lot size: 9,626 sqft
  • Features: Corner Lot,Mature Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Wildfire
Winter Weather
Inland Flooding

FEMA Declared Disasters in Coal County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $321$3,852
Home Insurance $84$1,008
Property Taxes $22$264
Electricity $144$1,732
Total$571$6,852

Income You'd Need if You Spent...

35% on housing$19,577/yr
40% on housing$17,130/yr
45% on housing$15,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 9.4%
9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 74538$324
Coal County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 74538
Coal County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-26Listed for sale$64,500
2026-04-26Listing removed$64,500
2026-03-06Price change$64,500
2026-02-15Price change$67,500
2026-01-16Price change$67,900
2026-01-05Price change$68,900
2025-10-12Price change$69,900
2025-08-04Price change$72,900
2025-07-03Price change$73,400
2025-05-01Listed for sale$73,900
2025-04-11Listing removed$74,900
2025-03-21Pending sale$74,900
2025-03-10Listed for sale$74,900
2025-03-10Listing removed$74,900
2024-09-08Price change$74,900
2024-08-08Price change$76,900
2024-03-12Price change$64,500
2024-03-10Listed for sale$69,500

For Sale by Agent

AgentAndrea Childers
BrokeragePrime Land & Homes Realty

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