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439 Elvira Ln, Winfield, TN, 37892

2beds
2baths
1,968sqft
$899,000
$457price/sqft
$6,699/moest. monthly cost
$267,960/yrincome needed

About This Home

NEW ROOF AND NEW SHUTTERS!!!!!Welcome to 439 Elvira Ln, Winfield, TN! This stunning home features 2 bedrooms and 2 bathrooms, offering a spacious 1,968 square feet of living space. Nestled on 89 acres, it boasts seasonal breathtaking mountain views. As you step inside, you'll be greeted by an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, making it perfect for entertaining guests or enjoying cozy gatherings. The kitchen is equipped with modern appliances, ample counter space, and elegant cabinetry. Outside, the property's expansive acreage invites you to explore its natural beauty. Whether you're wandering through the wooded trails, enjoying a picnic with a view, or simply relaxing on the porch with a cup of coffee, this home provides a serene escape from the hustle and bustle of everyday life. Additional amenities include a large garage, perfect for storing vehicles or outdoor equipment, and a cozy fireplace that adds a touch of rustic charm. With its idyllic location and thoughtful design, 439 Elvira Ln is more than just a home--it's a haven for those seeking tranquility and a connection with nature. This property is a haven for outdoor enthusiasts, offering endless opportunities for hunting, fishing, ATV riding, and horseback riding. The land provides space for gardening, exploring, or enjoying evenings by a cozy fire pit. Imagine mornings spent sipping coffee on the porch while soaking in the peaceful mountain views. Located just a short drive from Big South Fork, Norris Lake, and Cumberland Lake, you'll have easy access to some of East Tennessee's best recreation. Whether you're looking for adventure or tranquility, this property delivers it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
Scott High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Vinyl Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Bonus Room
  • Flooring: Laminate,Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Property

Details

  • Parcel number: 032 011.00

Features

  • Has view: Yes
  • View description: Seasonal Lake View,Country Setting,Trees/Woods
  • Has water view: Yes
  • Water view: Seasonal Lake View
  • Waterfront features: Pond

Lot

  • Lot size: 89 Acres
  • Features: Private,Wooded,Level,Rolling Slope
  • Lot size dimensions: -

Parking

  • Parking features: Basement

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $803$9,636
Property Taxes $1,176$14,112
Electricity $175$2,103
Total$6,699$80,388

Income You'd Need if You Spent...

35% on housing$229,680/yr
40% on housing$200,970/yr
45% on housing$178,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 37892$334
Scott County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 37892
Scott County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-31Listed for sale$925,000
1996-05-20Sold$32,000
1993-10-28Sold$1,767

For Sale by Agent

AgentSarah West
BrokerageNorth Cumberland Realty, LLC

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