218 Cross St, Oneida, TN, 37841
About This Home
Welcome to 218 N Cross Street in the heart of Oneida, TN! This charming 2-bedroom, 1-bath home offers 858 square feet of comfortable living space and is situated on approximately 0.11 acres. Inside, you'll find a warm and inviting atmosphere with a functional layout designed to make the most of the space. The home offers cozy living areas filled with character and natural light, creating a comfortable setting for everyday living. Conveniently located in town, this property provides easy access to shopping, dining, schools, and local amenities while still offering the comfort of a quiet residential setting. Whether you're looking for a cozy place to call home or simply wanting the convenience of being close to everything Oneida has to offer, this property is one you'll want to see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Construction materials: Vinyl Siding,Block,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Self Cleaning Oven
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Bonus Room
- Flooring: Laminate
- Fireplace features: Gas,Free Standing
Heating & Cooling
- Heating features: Central,Natural Gas,Other,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 858
- Total interior livable area: 858 sqft
Property
Details
- Parcel number: 052H D 00500 000
Features
- Has view: Yes
- View description: City
Lot
- Lot size: 4,791 sqft
- Features: Rolling Slope
- Lot size dimensions: 60 x 100 x 50 x 70M IRR
Parking
- Parking features: Designated Parking,Common
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance | $129 | $1,548 |
| Property Taxes | $47 | $564 |
| Electricity | $175 | $2,103 |
| Total | $1,058 | $12,696 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Listed for sale | $140,000 |
| 2025-04-25 | Sold | $45,000 |
View on Zillow