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420 Black Oak Rd, Oneida, TN, 37841

2beds
1baths
720sqft
$136,000
$189price/sqft
$1,165/moest. monthly cost
$46,600/yrincome needed

About This Home

This 2 Bedroom / 1 bath home is where adventure meets convenience at 420 Black Oak Rd! Nestled just minutes from downtown Oneida and a short drive to the majestic Big South Fork National River & Recreation Area, this home puts the best of East Tennessee at your doorstep. Perfect for outdoor enthusiasts, trail lovers, or anyone seeking a peaceful setting with quick access to local shops, dining, and schools. Whether you're searching for your next home, a weekend retreat, or an investment opportunity, this location cannot be beat! Gas space heater, washer and dryer not included in sale.Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
3/10
Scott High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Storm Window(s),ENERGY STAR Qualified Windows
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 060 03106 000

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods

Lot

  • Lot size: 1 Acres
  • Features: Level,Rolling Slope

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $687$8,244
Home Insurance $125$1,500
Property Taxes $178$2,136
Electricity $175$2,103
Total$1,165$13,980

Income You'd Need if You Spent...

35% on housing$39,942/yr
40% on housing$34,950/yr
45% on housing$31,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 37841$154
Scott County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 37841
Scott County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$136,000

For Sale by Agent

AgentSteven Williams
BrokerageKeller Williams Realty

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