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1334 Niggs Creek Rd, Oneida, TN, 37841

3beds
2baths
2,009sqft
$395,000
$197price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

Seller is offering up to a $10,000.00 US Dollar credit towards flooring or buyer's closing costs, giving you a great incentive to welcome yourself home to this retreat! Your 6-Acre sanctuary awaits. Calling all off-road enthusiasts, equestrians, and homesteaders - Escape the busyness and settle into this beautiful 3-bedroom, 2-full bath, 2-car garage ranch home nestled on 6 flat acres. This home includes a barn with horse stalls, fenced in pasture, and a gorgeous Pine creek flowing along the backside of the property year-round. The seller has planted countless perennials that bloom beautifully every year, and there are many herbs planted as well. This is truly a gardeners paradise! The kitchen welcomes you to a large island that faces the large windows and doors looking out to the covered back porch and property, offering the perfect space to host and entertain your family and friends. Location is key here with Brimstone Recreation and Royal Blue nearby for incredible off-roading, and Big South Fork just a short distance away for amazing horse back riding and adventuring! This home is an open canvas just waiting for your personal touch! The sellers just installed all new top of the line Renewal By Andersen windows and exterior doors for ultimate energy efficiency, giving you peace of mind for years to come. Come welcome yourself home and build the retreat you've been dreaming of. *Information within this listing are deemed reliable but not guaranteed. Buyer and/or Buyers agent to verify any and all information. Lot lines and floor plans are approximate and should be verified by buyer and/or buyer's agent.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Huntsville Middle SchoolGrades 5-86.1 mi
3/10
Scott High SchoolGrades 9-125.2 mi
4/10

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven,Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Kitchen Island,Eat-in Kitchen
  • Window features: Storm Window(s)
  • Flooring: Other,Carpet,Hardwood,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,009
  • Total interior livable area: 2,009 sqft

Property

Details

  • Parcel number: 061 07500 000

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Has view: Yes
  • View description: Other,Country Setting,Trees/Woods
  • Waterfront features: Creek

Lot

  • Lot size: 6 Acres
  • Features: Other,Private,Wooded,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Main Level,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $364$4,368
Property Taxes $517$6,204
Electricity $175$2,103
Total$3,053$36,636

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 37841$149
Scott County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37841
Scott County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$439,900
2026-04-03Price change$439,990
2026-03-27Price change$439,999
2026-03-20Listed for sale$440,000
2021-03-24Listing removed--
2019-02-07Sold$165,600
2017-02-22Listing removed$165,000
2017-02-22Listed for sale$165,000
2017-02-17Pending sale$165,000
2017-01-11Listed for sale$165,000

For Sale by Agent

AgentDenisa Dills
BrokerageUnited Real Estate Solutions

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