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43 Miller Cove Cir, Signal Mountain, TN, 37377

4beds
3baths
2,480sqft
$449,900
$181price/sqft
$3,390/moest. monthly cost
$135,600/yrincome needed

About This Home

Discover the potential of this charming 2,480 square foot home, situated on a tranquil lot enveloped by lush, mature trees. This property features a dramatic water fall that flows into a holding pond area. Step into the great room, where dramatic vaulted ceilings soar above a stunning stone fireplace, creating an inviting atmosphere. The first floor includes a second primary bedroom with an ensuite bath for added convenience. Upstairs, the spacious main bedroom boasts a private bath, offering a perfect retreat. The expansive main floor layout features a generous kitchen, dining room, and living space, plus an extra bedroom for guests or a home office. The finished basement serves as a fantastic fourth bedroom, ideal for a teenager's living area, and provides easy access to the backyard. Don't miss this opportunity to create lasting memories in a home that truly fits your lifestyle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
5/10
Sequatchie Co High SchoolGrades 9-1220.5 mi
5/10
Griffith Elementary SchoolGrades PK-411.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cape Cod,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Down Draft,Dishwasher,Electric Oven,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Electric Range,Electric Water Heater,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Eat-in Kitchen,Open Floorplan,Soaking Tub,Storage,En Suite,Breakfast Nook,Split Bedrooms,Whirlpool Tub
  • Window features: Vinyl Frames
  • Flooring: Hardwood,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 2,480

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 2,480 sqft

Property

Details

  • Parcel number: 092h A 002.00

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Private Yard

Lot

  • Lot size: 0.46 Acres
  • Features: Back Yard,Level,Many Trees,Pond on Lot,Rural
  • Lot size dimensions: 115 x 175

Parking

  • Parking features: Off Street,Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance $238$2,856
Property Taxes $677$8,124
Electricity $201$2,418
Total$3,390$40,680

Income You'd Need if You Spent...

35% on housing$116,228/yr
40% on housing$101,700/yr
45% on housing$90,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 37377$296
Sequatchie County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 37377
Sequatchie County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$449,900
2026-04-14Price change$474,000
2026-04-09Listed for sale$499,000
2026-03-31Listing removed$374,900
2026-03-20Listed for sale$374,900
2026-03-11Contingent$374,900
2026-03-06Price change$374,900
2026-02-23Price change$389,000
2026-01-09Listed for sale$399,000
2025-11-16Listing removed$374,900
2025-10-28Price change$374,900
2025-10-07Price change$399,900
2025-09-27Price change$409,900
2025-09-23Price change$414,900
2025-09-06Listed for sale$419,900
2025-08-19Listing removed$419,900
2025-07-25Price change$419,900
2025-07-02Listed for sale$429,900
2025-07-02Listing removed$429,900
2025-06-25Price change$429,900
2025-06-21Price change$439,900
2025-06-16Price change$449,900
2025-06-04Price change$459,000
2025-05-20Price change$479,500
2025-04-11Listed for sale$489,000
2024-09-11Sold$150,000

For Sale by Agent

AgentDavid W Shipley
BrokerageRE/MAX Properties

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