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137 Harbor Point Ln, Memphis, TN, 38103

5beds
4baths
2,735sqft
$564,000
$206price/sqft
$3,928/moest. monthly cost
$157,120/yrincome needed

About This Home

This unique Charleston style home includes a detached Studio Apartment located in Harbor Town.  Upon entering, the cozy sitting room features bay windows & plantation shutters.  The Study/Bedroom has custom built-in cabinets, walk-in closet & access to adjacent shared bath. The spacious living room offers a corner fireplace and French Doors opening to the side brick porch. It is open to the Kitchen and Dining Room. The Kitchen features a gas oven, granite countertops, ample cabinetry, and a large pantry with wood shelving.  Primary Bedroom features a fireplace with an updated tile surround & double French Doors to the balcony. The Primary Bath offers neutral tile & separate bathtub/shower. The 2 guest bedrooms upstairs shared a bath & French doors to shared balcony. The studio apartment has a bedroom/living room, full kitchen, bathroom, and private entry via the wrought iron spiral stairway or from the upstairs hallway. A charming brick courtyard features an iron gate & new fence.

Getting Around

68
WalkingSomewhat Walkable
50
TransitGood Transit
37
BikeSomewhat Bikeable

Schools

2/10
5/10
3/10
Manassas High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Range/Oven,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Laundry Room,Laundry Closet

Bedroom2

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 195

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 168

Bedroom4

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 130

Bedroom5

  • Features: Private Full Bath
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Separate Dining Room
  • Area: 120

Features

  • Double Vanity Bath,Primary Up,Separate Tub & Shower,1 Bath,4th of More Bedrooms,Dining Room,Keeping/Hearth Room,Kitchen,Living Room,2 or More Baths,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,Primary Bedroom,Square Feet Source: Appraisal
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Part Carpet,Part Hardwood,Tile,Wood Laminate Floors
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Dual System,Natural Gas
  • Cooling features: 220 Wiring,Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total interior livable area: 2,735 sqft

Kitchen

  • Features: Breakfast Bar,Keeping/Hearth Room,Pantry
  • Area: 143

Living Room

  • Features: Separate Den,Separate Living Room
  • Area: 160

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Whirlpool Tub,Full Bath

Master Bedroom

  • Features: Fireplace,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 361

Office

  • Features: Carpet

Property

Details

  • Parcel number: 001001 A00112

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Covered Patio
  • Exterior features: Courtyard,Balcony
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath
  • Fencing: Wood,Wood Fence

Lot

  • Lot size: 4,791 sqft
  • Features: Landscaped,Level,Some Trees,Zero Lot Line
  • Lot size dimensions: 49 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,851$34,212
Home Insurance $400$4,800
Property Taxes $455$5,460
Electricity $222$2,666
Total$3,928$47,136

Income You'd Need if You Spent...

35% on housing$134,674/yr
40% on housing$117,840/yr
45% on housing$104,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 38103$188
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38103$206
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$599,000
2025-10-19Listing removed$654,500
2025-09-27Price change$654,500
2025-09-25Price change$674,500
2025-09-16Price change$689,500
2025-07-13Price change$719,500
2025-06-26Price change$739,500
2025-06-03Price change$754,500
2025-04-21Price change$775,000
2024-04-18Listing removed--
2024-04-18Price change$4,040
2024-04-12Price change$3,540
2024-03-21Price change$4,040
2024-02-21Listed for rent$3,540
2024-02-21Listing removed--
2024-01-26Price change$3,540
2024-01-23Price change$1,035
2024-01-16Listed for rent$3,540
2023-10-16Listing removed--
2023-10-14Listed for rent$3,540
2023-10-14Listing removed--
2023-10-04Price change$3,540
2023-07-24Listed for sale$799,000
2023-06-13Listed for rent$4,540
2023-06-12Listing removed--
2021-12-01Sold$655,000
2008-04-24Sold$392,500

For Sale by Agent

AgentCyndi L Bevington
BrokerageC21 Home First, REALTORS

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