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1867 Cowden Ave, Memphis, TN, 38104

3beds
3baths
2,482sqft
$425,000
$171price/sqft
$3,010/moest. monthly cost
$120,400/yrincome needed

About This Home

Fabulous 4-square in sought after Midtown, perfectly blending historic charm with thoughtful updates. Refinished, gleaming hardwood floors run throughout, with high smooth ceilings and beautiful built-ins enhancing the inviting living spaces. The spacious formal dining room connects to a nostalgic butler’s pantry, leading into an updated kitchen featuring pretty countertops, double ovens, and a newly built pantry (with gas connection available). A quaint sunroom greets you, while abundant windows fill the home with natural light. Upstairs baths have been beautifully renovated. Bonus room would make a great walk in closet for the primary. Enjoy outdoor living with two newly built decks, a fenced backyard, detached carport ideal for entertaining, and a rebuilt greenhouse. Additional highlights include plantation shutters, ample storage, walk-up attic, basement, EV charger, fresh exterior paint, newer HVAC (2025), and a 3-year-old water heater. Well maintained on a charming street.

Getting Around

55
WalkingSomewhat Walkable
31
TransitSome Transit
53
BikeBikeable

Schools

7/10
--
Hamilton Middle SchoolGrades 6-91.8 mi
4/10
Central High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1917

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Unfinished

Bedroom2

  • Features: Hardwood Floor,Shared Bath
  • Level: Second
  • Area: 182

Bedroom3

  • Features: Hardwood Floor,Shared Bath
  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 152

Dining Room

  • Features: Separate Dining Room
  • Area: 238

Features

  • All Bedrooms Up,Double Vanity Bath,Half Bath Down,Primary Up,Renovated Bathroom,High Ceilings,Smooth Ceiling,Textured Ceiling,1/2 Bath,Dining Room,Kitchen,Living Room,Sun Room,2 or More Baths,2nd Bedroom,3rd Bedroom,Bonus Room,Primary Bedroom,Square Feet Source: Appraisal
  • Window features: Casement Window(s),Storm Window(s),Wood Frames,Window Treatments
  • Flooring: Hardwood,Tile
  • Attic: Permanent Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,482 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Separate Breakfast Room,Updated/Renovated Kitchen,Washer/Dryer Connections
  • Area: 221

Living Room

  • Features: Separate Living Room
  • Area: 378

Master Bathroom

  • Features: Double Vanity,Separate Shower,Tile Floor,Full Bath

Master Bedroom

  • Features: Built-In Cabinets/Bkcases,Hardwood Floor
  • Level: Second
  • Area: 208

Property

Details

  • Parcel number: 030014 00005

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Patio,Deck
  • Exterior features: On-Site Storage,Storage,Sidewalks
  • Fencing: Wood,Wood Fence

Lot

  • Lot size: 9,583 sqft
  • Features: Level,Professionally Landscaped,Some Trees,Historic District,Well Landscaped Grounds
  • Lot size dimensions: 50 x 200

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Gated,Storage
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance $317$3,804
Property Taxes $343$4,116
Electricity $201$2,419
Total$3,010$36,120

Income You'd Need if You Spent...

35% on housing$103,200/yr
40% on housing$90,300/yr
45% on housing$80,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 38104$132
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38104$169
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$450,000
2020-01-02Sold$385,000
2019-11-15Pending sale$385,000
2019-11-04Price change$385,000
2019-10-24Listed for sale$395,000
2019-10-12Pending sale$395,000
2019-10-09Listed for sale$395,000
2015-08-28Sold$329,000
2015-08-12Listed for sale$329,000
2010-11-21Listing removed$369,000
2010-01-23Price change$369,000
2009-09-19Price change$374,000
2009-02-22Price change$382,000
2008-12-11Price change$394,000
2008-11-09Listed for sale$414,000
2001-10-02Sold$220,000

For Sale by Agent

AgentAmanda M Lott
BrokerageBHHS McLemore & Co., Realty

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