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2097 Elzey Ave, Memphis, TN, 38104

2beds
2baths
1,749sqft
$250,000
$143price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

2 Bedroom 2 Bath in Cooper Young area being sold AS-IS by Auction Means with Exterior Access ONLY ~~NO INTERIOR ACCESS OR INSPECTIONS PRIOR TO CLOSE~~DO NOT TRESSPASS ON PROPERTY~

Getting Around

79
WalkingVery Walkable
33
TransitSome Transit
72
BikeVery Bikeable

Schools

3/10
Peabody Elementary SchoolGrades PK-50.2 mi
--
Hamilton Middle SchoolGrades 6-91.9 mi
4/10
Central High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Composition Shingles
  • Construction materials: Aluminum/Steel Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 1 or More BR Down,Smooth Ceiling,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,749 sqft

Kitchen

  • Features: Eat-in Kitchen

Living Room

  • Features: Separate Living Room

Property

Details

  • Parcel number: 031131 00008

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 40 x 125

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Earthquake
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance $186$2,232
Property Taxes $202$2,424
Electricity $175$2,103
Total$1,827$21,924

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 38104$132
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38104$169
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$250,000
2025-09-09Sold$210,034
2003-06-27Sold$42,000

For Sale by Agent

AgentScott Housewirth
BrokerageCrye-Leike Inc., REALTORS

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