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760 Garland St, Memphis, TN, 38107

3beds
1baths
1,432sqft
$103,000
$72price/sqft
$877/moest. monthly cost
$35,080/yrincome needed

About This Home

Solid brick bungalow with genuine character that's increasingly hard to find at this price point. Natural stone columns anchor a covered front porch, and the oversized front deck adds functional outdoor living space rarely seen on comparable homes. Inside, the craftsmanship speaks for itself -- tall dark wood baseboards, bold crown molding, and original wood door casings frame every room with a richness that newer construction simply doesn't replicate. French doors with glass panes open between living spaces, creating an open, connected flow while preserving the home's period integrity. A brick fireplace serves as the focal point of the main living area, adding both visual weight and classic appeal. The home is ready for a buyer with vision -- cosmetic updates and some repairs will unlock significant value in a market that rewards well-positioned, character-rich properties. Three bedrooms, one bath. Conventional financing or cash. Located in the Vollintine-Evergreen district, minutes from the energy of Midtown Memphis. Rhodes College is approximately 1.6 miles away, multiple medical campuses are within 3 miles, and downtown Memphis dining, entertainment, and employment corridors are all easily accessible. Memphis Zoo and Overton Park round out a location that delivers both convenience and lifestyle. Conventional financing or cash. Priced for opportunity. All data (incl sq ft) taken from prev MLS, Tax Records or current deed. Property offered as-is w/all faults; no post-closing repairs or payments will be made for any reason. Purchaser must execute a copy of client's required Addenda. Buyer agrees to verify all information independently. Insurability is subject to FHA appraisal

Getting Around

69
WalkingSomewhat Walkable
36
TransitSome Transit
63
BikeBikeable

Schools

3/10
4/10
Grandview Heights MiddleGrades 6-83.5 mi
3/10
Manassas High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Stone,Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,432
  • Total interior livable area: 1,432 sqft

Property

Details

  • Parcel number: 036012 00033

Lot

  • Lot size: 6,534 sqft
  • Features: Irregular Lot,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Earthquake

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $520$6,240
Home Insurance $99$1,188
Property Taxes $83$996
Electricity $175$2,103
Total$877$10,524

Income You'd Need if You Spent...

35% on housing$30,068/yr
40% on housing$26,310/yr
45% on housing$23,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 38107$81
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38107$115
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$135,000
2026-03-05Sold$135,000

For Sale by Agent

AgentChristy CJ Pace
BrokeragePace Probity Asset Management

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