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3651 Philwood Ave, Memphis, TN, 38122

3beds
2baths
1,573sqft
$370,000
$235price/sqft
$2,742/moest. monthly cost
$109,680/yrincome needed

About This Home

Located in the heart of High Point Terrace in East Memphis, Tennessee, this meticulously maintained 3-bedroom, 2-bath home blends timeless Midtown charm with thoughtful updates and exceptional functionality. Original hardwood floors, newer windows, plantation shutters, a new roof, and beautifully organized spaces create a home that’s as practical as it is inviting. A walk-up attic, abundant storage, detached garage, and a 30-amp RV/trailer hookup provide flexibility for hobbies, travel, and everyday living. Enjoy your morning coffee on the welcoming front porch or unwind beneath the covered patio after an evening stroll along the nearby Greenline or dinner at High Point Pizza. Nestled in one of Memphis’ most beloved neighborhoods, you’ll love the walkability to a local grocery, neighborhood pub, and one of the area’s most sought-after schools. After years of laughter, love, and everyday moments, this wildly loved home is ready to welcome its next chapter...and yours.

Getting Around

55
WalkingSomewhat Walkable
28
TransitSome Transit
55
BikeBikeable

Schools

7/10
8/10
8/10
White Station High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Dishwasher,Microwave

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Shared Bath,Smooth Ceiling,Hardwood Floor
  • Level: First
  • Area: 132

Bedroom3

  • Features: Shared Bath,Smooth Ceiling,Hardwood Floor
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Area: 273

Dining Room

  • Features: Separate Dining Room
  • Area: 100

Features

  • All Bedrooms Down,Renovated Bathroom,Smooth Ceiling,Living Room,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,2 or More Baths,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Aluminum Frames
  • Flooring: Part Hardwood,Tile
  • Attic: Permanent Stairs,Attic Access,Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Attic Fan,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,573 sqft

Kitchen

  • Features: Updated/Renovated Kitchen,Washer/Dryer Connections
  • Area: 110

Living Room

  • Features: Separate Living Room,Separate Den
  • Area: 187

Master Bedroom

  • Features: Smooth Ceiling,Hardwood Floor
  • Level: First
  • Area: 154

Property

Details

  • Parcel number: 044082 00007

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio,Covered Patio
  • Fencing: Wood,Wood Fence

Lot

  • Lot size: 7,405 sqft
  • Features: Some Trees,Level,Landscaped
  • Lot size dimensions: 60 x 126

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $398$4,776
Property Taxes $299$3,588
Electricity $175$2,103
Total$2,742$32,904

Income You'd Need if You Spent...

35% on housing$94,011/yr
40% on housing$82,260/yr
45% on housing$73,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 38122$79
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38122$114
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$370,000
2026-06-04Listed for sale$375,000
2007-09-06Sold$143,000
2005-10-26Sold$175,000
2004-11-10Sold$140,000
1999-03-11Sold$106,000

For Sale by Agent

AgentDana D Whitworth
BrokerageCrye-Leike, Inc., REALTORS

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