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3214 Cowden Ave, Memphis, TN, 38111

3beds
1baths
1,513sqft
$289,900
$192price/sqft
$2,268/moest. monthly cost
$90,720/yrincome needed

About This Home

Nestled in the heart of sought-after Joffre, this beautifully maintained cottage blends timeless charm with modern updates. Featuring three spacious bedrooms and a thoughtfully renovated kitchen with a breakfast bar, pantry, and eat-in dining space, this home is designed for both everyday comfort and effortless entertaining. Gorgeous hardwood floors, soaring ceilings, and abundant natural light create a warm, inviting atmosphere throughout the generous living and dining areas. Enjoy relaxing mornings on the welcoming front porch or unwind in the private, fully fenced backyard complete with gated parking and a detached two-car garage. Conveniently located just moments from the Pink Palace Museum, local restaurants, shopping, and Midtown attractions, this move-in-ready gem offers the perfect combination of historic character, modern convenience, and an exceptional location.

Getting Around

59
WalkingSomewhat Walkable
35
TransitSome Transit
61
BikeBikeable

Schools

4/10
Hanley K-8Grades PK-82.9 mi
3/10
Melrose High SchoolGrades 9-121.5 mi
5/10
Sherwood Middle SchoolGrades 6-81.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition Shingles
  • Construction materials: Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Gas Cooktop,Range/Oven,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Hardwood Floor,Smooth Ceiling
  • Level: First

Bedroom3

  • Features: Hardwood Floor,Smooth Ceiling
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • All Bedrooms Down,Full Bath Down,Primary Down,Renovated Bathroom,High Ceilings,Smooth Ceiling,1 Bath,2nd Bedroom,3rd Bedroom,Breakfast Room,Dining Room,Kitchen,Living Room,Primary Bedroom,Sun Room,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,513 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Pantry,Updated/Renovated Kitchen

Living Room

  • Features: Separate Living Room

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling
  • Level: First

Property

Details

  • Parcel number: 045090 00013

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Fencing: Wood Fence

Lot

  • Lot size: 7,405 sqft
  • Features: Landscaped,Some Trees
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Driveway/Pad,Gate Clickers,Gated,Storage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance $394$4,728
Property Taxes $234$2,808
Electricity $175$2,103
Total$2,268$27,216

Income You'd Need if You Spent...

35% on housing$77,760/yr
40% on housing$68,040/yr
45% on housing$60,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 38111$102
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38111$145
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$289,900
2022-09-27Sold$275,000

For Sale by Agent

AgentLeigh Martin
BrokerageHobson, REALTORS

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