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627 Watson St, Memphis, TN, 38111

4beds
2baths
1,741sqft
$309,000
$177price/sqft
$2,406/moest. monthly cost
$96,240/yrincome needed

About This Home

Classic charm, thoughtful updates, and plenty of space inside and out define 627 Watson St. Conveniently located near the University of Memphis, Audubon Park, and the Memphis Botanic Garden, this 4-bedroom, 2-bath home offers timeless character with modern comfort. The main level features inviting living and dining areas, an updated kitchen with white cabinetry and stainless-steel appliances, two bedrooms, and a full bath. Upstairs you'll find a private primary suite, an additional bedroom, and a second full bath. The fenced backyard includes a pergola-covered patio and room to relax or entertain. There is a carport and RV charger. A detached two-story building provides flexible space for a workshop, studio, home gym, or storage. A storm cellar adds peace of mind.

Getting Around

39
WalkingCar-Dependent
33
TransitSome Transit
66
BikeBikeable

Schools

4/10
5/10
Sherwood Middle SchoolGrades 6-81.4 mi
3/10
Melrose High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Composition Shingles
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Gas Cooktop,Dishwasher,Microwave,Refrigerator,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 90

Bedroom3

  • Level: First
  • Area: 156

Bedroom4

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining Room
  • Area: 90

Features

  • 1 or More BR Down,Primary Up,Vaulted/Coffered Primary,Full Bath Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Hardwood,Part Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 1,741 sqft

Kitchen

  • Features: Updated/Renovated Kitchen,Washer/Dryer Connections
  • Area: 112

Living Room

  • Features: Separate Living Room
  • Area: 299

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Level: Second
  • Area: 180

Property

Details

  • Parcel number: 046054 00010

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Patio
  • Fencing: Wood Fence

Lot

  • Lot size: 0.39 Acres
  • Features: Some Trees,Landscaped
  • Lot size dimensions: 100 x 172

Parking

  • Parking features: Driveway/Pad,Workshop in Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance $420$5,040
Property Taxes $249$2,988
Electricity $175$2,103
Total$2,406$28,872

Income You'd Need if You Spent...

35% on housing$82,491/yr
40% on housing$72,180/yr
45% on housing$64,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 38111$102
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38111$145
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$299,000
2026-07-27Listed for sale$309,000
2024-05-03Sold$300,000
2024-04-24Pending sale$299,500
2024-04-05Contingent$299,500
2024-03-02Price change$299,500
2024-01-06Listed for sale$300,000
1999-03-24Sold$69,000

For Sale by Agent

AgentCharles M Harris
BrokerageColdwell Banker Collins-Maury

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