1433 Rayner St, Memphis, TN, 38106
About This Home
Charming 3-bedroom, 1-bath home located in the heart of Memphis with 994 sq. ft. of comfortable living space. This cozy property features a functional layout, spacious bedrooms, and plenty of natural light throughout. Ideal for first-time buyers or investors, the home offers great potential and convenient access to local schools, shopping, and major roadways. A great opportunity to own an affordable home in an established neighborhood.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Slab
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Other (See Remarks)
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Den
- Area: 110
Dining Room
- Area: 110
Features
- All Bedrooms Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
- Flooring: Vinyl,Concrete
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Central Air
Interior Area
- Total interior livable area: 994 sqft
Living Room
- Area: 195
Master Bedroom
- Area: 110
Property
Details
- Parcel number: 048034 00007
Features
- Stories: 1
- Pool features: None
- Exterior features: Other (See REMARKS)
Lot
- Lot size: 5,662 sqft
- Features: Other (See Remarks)
- Lot size dimensions: 5663
Parking
- Parking features: Other (See REMARKS)
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Earthquake
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance | $413 | $4,956 |
| Property Taxes | $109 | $1,308 |
| Electricity | $175 | $2,103 |
| Total | $1,379 | $16,548 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $135,000 |
| 2026-05-25 | Pending sale | $135,000 |
| 2026-05-23 | Listed for sale | $135,000 |
| 2026-05-21 | Listing removed | $189,000 |
| 2025-12-22 | Pending sale | $189,000 |
| 2025-12-05 | Price change | $189,000 |
| 2025-11-24 | Pending sale | $247,400 |
| 2025-11-21 | Listed for sale | $247,400 |
| 2023-08-21 | Listing removed | -- |
| 2023-07-11 | Listed for rent | $1,350 |
| 2023-07-01 | Listing removed | -- |
| 2023-05-31 | Listed for rent | $1,350 |
| 2023-05-05 | Sold | $20,000 |
| 2008-10-30 | Sold | $11,000 |
| 2008-10-01 | Listed for sale | $12,000 |
| 2008-08-25 | Sold | $16,965 |
| 1998-03-26 | Sold | $44,500 |
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