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4082 Philsdale Ave, Memphis, TN, 38111

2beds
1baths
1,066sqft
$109,900
$103price/sqft
$967/moest. monthly cost
$38,680/yrincome needed

About This Home

Fantastic investment opportunity in the Shelby area. This 2br/1 bath single-family home is in the 38111 area. Cash flowing with a monthly rental amount of $1,095/month. The lease ends on 07/31/2026. No showings without an accepted offer. No wholesaler offers or offers with assignment of contract language will be accepted.

Getting Around

57
WalkingSomewhat Walkable
32
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

4/10
6/10
Colonial Middle SchoolGrades 6-81.4 mi
3/10
Overton High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • All Bedrooms Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,066 sqft

Kitchen

  • Features: Eat-in Kitchen,Washer/Dryer Connections

Living Room

  • Features: Separate Living Room

Property

Details

  • Parcel number: 058111 00060

Features

  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.34 Acres
  • Features: Level
  • Lot size dimensions: 75 x 200

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Tornado
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance $149$1,788
Property Taxes $88$1,056
Electricity $175$2,103
Total$967$11,604

Income You'd Need if You Spent...

35% on housing$33,154/yr
40% on housing$29,010/yr
45% on housing$25,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 38111$103
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38111$145
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$99,900
2026-07-14Listed for sale$109,900
2025-05-30Listing removed$1,095
2025-04-03Price change$1,095
2025-02-11Price change$1,150
2025-02-04Listed for rent$1,300
2024-07-03Sold$102,000
2024-06-21Contingent$124,900
2024-06-17Listed for sale$124,900
2022-03-16Sold$86,000
2022-03-01Pending sale$99,900
2022-01-27Listed for sale$99,900
2021-12-06Contingent$99,900
2021-11-22Listed for sale$99,900
2018-01-23Sold$35,000
2015-02-22Listing removed$49,900
2014-11-26Listed for sale$49,900
1996-05-24Sold$41,793

For Sale by Agent

AgentDean Harris
BrokerageCrestCore Realty MphsBrokerage

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