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1029 Cella St, Memphis, TN, 38114

4beds
2baths
1,307sqft
$179,999
$138price/sqft
$1,556/moest. monthly cost
$62,240/yrincome needed

About This Home

Fully renovated 4-bedroom, 2-bath home located in the Orange Mound area of Memphis. This property features approximately 1,250 sq ft with a clean, modern interior, updated finishes, and a functional layout. A permitted addition in the back adds valuable square footage, making the home larger and more livable. Situated in a neighborhood experiencing steady growth, with ongoing city improvements and infrastructure development throughout the area. Property values remain stable with upside potential. Ideal for both investors seeking a solid rental and first-time homebuyers looking for a move-in-ready property. Flexible purchase options available ask about our rent-to-own programs and seller financing options designed to help you own a home through creative financing solutions.

Getting Around

69
WalkingSomewhat Walkable
35
TransitSome Transit
58
BikeBikeable

Schools

3/10
Dunbar Elementary SchoolGrades PK-50.2 mi
5/10
Sherwood Middle SchoolGrades 6-81.9 mi
3/10
Melrose High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl/Raised
  • Roof: Shake / Shingle
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 1,307 sqft

Property

Details

  • Parcel number: 06101800009

Features

  • Exterior features: Other,Brick

Lot

  • Lot size: 4,965 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance $326$3,912
Property Taxes $145$1,740
Electricity $175$2,103
Total$1,556$18,672

Income You'd Need if You Spent...

35% on housing$53,348/yr
40% on housing$46,680/yr
45% on housing$41,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 38114$68
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38114$115
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$179,999
2025-10-30Listing removed$1,650
2025-06-26Listed for rent$1,650
2025-06-26Listing removed$1,650
2025-06-18Listed for rent$1,650
2025-06-18Listing removed$1,650
2025-06-06Listed for rent$1,650
2025-06-05Listing removed$1,650
2025-05-21Listed for rent$1,650
2025-05-20Listing removed$1,650
2025-05-14Listed for rent$1,650
2025-05-13Listing removed$1,550
2025-05-10Listed for rent$1,550
2025-05-10Listing removed$1,550
2025-04-25Listed for rent$1,550
2025-04-23Listing removed$1,550
2025-04-16Listed for rent$1,550
2025-04-16Listing removed$1,550
2025-04-12Listed for rent$1,550
2025-04-10Listing removed$1,550
2025-04-06Listed for rent$1,550
2025-04-05Listing removed$1,550
2025-04-04Listed for rent$1,550
2025-04-03Listing removed$1,550
2025-04-02Listed for rent$1,550
2025-01-30Sold$32,000
2024-11-15Sold$10,000

For Sale by Owner

AgentProperty Owner
BrokerageShoppingsdhouses

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