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3548 Kruger Rd, Memphis, TN, 38108

4beds
2baths
882sqft
$129,900
$147price/sqft
$1,230/moest. monthly cost
$49,200/yrincome needed

About This Home

Under $150,000! Nice 4bed/2bath with spacious backyard for entertaining or pets. Interior has been freshly painted with LVP flooring throughout. Nice living room/dining room combination. Home features gas cooking, updated light fixtures, and updated bathrooms. This could be a great primary residence or investment property. No blind offers, wholesalers, or assignments. Home qualifies for 100% financing.

Getting Around

27
WalkingCar-Dependent
31
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

6/10
Jackson Elementary SchoolGrades PK-50.8 mi
6/10
Craigmont Middle SchoolGrades 6-83.9 mi
2/10
Douglass High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Composition Shingles
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vent Hood/Exhaust Fan,Range/Oven,Gas Cooktop

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,2 or More Baths,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Window Treatments
  • Flooring: Tile,Vinyl
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 882 sqft

Living Room

  • Features: LR/DR Combination

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 062009 00015

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio

Lot

  • Lot size: 7,405 sqft
  • Features: Some Trees
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance $294$3,528
Property Taxes $105$1,260
Electricity $175$2,103
Total$1,230$14,760

Income You'd Need if You Spent...

35% on housing$42,171/yr
40% on housing$36,900/yr
45% on housing$32,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 38108$50
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38108$65
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$126,900
2026-07-27Price change$129,900
2026-07-02Listed for sale$135,000
2024-03-08Listing removed--
2024-02-01Price change$995
2023-12-06Listed for rent$1,025
2022-10-04Listing removed--
2022-07-12Listed for rent$925
2022-05-13Sold$90,000
2022-05-02Pending sale$99,900
2022-04-29Listed for sale$99,900
2021-10-26Listing removed--
2021-09-24Listed for rent$825
2019-07-15Listing removed$55,000
2019-04-22Listed for sale$55,000
2019-01-15Listing removed$62,000
2018-12-04Listed for sale$62,000
2017-02-27Sold$8,000
2016-02-11Sold$14,240

For Sale by Agent

AgentTyler Tapley
BrokerageCrye-Leike, Inc., REALTORS

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