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3101 Saint Charles Dr, Memphis, TN, 38127

2beds
1baths
938sqft
$64,000
$68price/sqft
$683/moest. monthly cost
$27,320/yrincome needed

About This Home

This brick home offers a strong value-add opportunity for investors, flippers, or buyers ready to renovate and build equity.The property is owner-occupied and being sold as-is. Features include a brick exterior, detached carport, hardwood floors, and a spacious level lot with a large backyard. The roof is approximately 10 years old. The HVAC may need to be replaced, and the property needs updates throughout the interior and exterior. Seller will clear out belongings in the property prior to closing or shortly after closing.Contact agent for showing instructions. SOLD AS IS.

Getting Around

30
WalkingCar-Dependent
30
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Grandview Heights MiddleGrades 6-81.5 mi
3/10
Trezevant High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Primary Down,Other (See Remarks),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 938 sqft

Kitchen

  • Features: Washer/Dryer Connections

Living Room

  • Features: Separate Living Room

Property

Details

  • Parcel number: 070042 00027

Features

  • Stories: 1
  • Pool features: None
  • Fencing: Chain Fence

Lot

  • Lot size: 10,018 sqft
  • Features: Some Trees,Level
  • Lot size dimensions: 73 x 140

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $323$3,876
Home Insurance $134$1,608
Property Taxes $51$612
Electricity $175$2,103
Total$683$8,196

Income You'd Need if You Spent...

35% on housing$23,417/yr
40% on housing$20,490/yr
45% on housing$18,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 38127$49
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38127$71
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Price change$64,000
2026-06-04Price change$66,000
2026-05-18Listed for sale$68,000
2025-12-16Listing removed$75,000
2025-07-11Price change$75,000
2025-06-16Listed for sale$90,000
2003-05-21Sold$50,000

For Sale by Agent

AgentElliot Cerezo
BrokerageThe Home Partners Realty

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