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3158 Ford Rd, Memphis, TN, 38109

3beds
2baths
1,705sqft
$102,000
$60price/sqft
$973/moest. monthly cost
$38,920/yrincome needed

About This Home

Solid brick 3-bedroom, 2-bath home with great bones and a spacious layout. Sitting beautifully on a private, level lot with a large backyard perfect for outdoor living with a covered patio ready for gatherings or quiet evenings. Inside you’ll find a functional floor plan with room to personalize and update to your style. Whether you're a first-time buyer looking to build equity or an investor searching for a strong long-term hold, this home offers plenty of opportunity. Seller will have all items cleared out by closing!

Getting Around

18
WalkingCar-Dependent
27
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

3/10
4/10
3/10
Mitchell High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining Room

Features

  • All Bedrooms Down,Full Bath Down,Other (See Remarks),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Carpet,Part Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other (See REMARKS)
  • Cooling features: Other (See REMARKS)

Interior Area

  • Total interior livable area: 1,705 sqft

Kitchen

  • Features: Pantry,W/D Connection in Kitchen

Living Room

  • Features: Great Room,Separate Den,Separate Living Room

Property

Details

  • Parcel number: 075046 00034

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Level,Other (See Remarks)
  • Lot size dimensions: 55 x 200

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $515$6,180
Home Insurance $201$2,412
Property Taxes $82$984
Electricity $175$2,103
Total$973$11,676

Income You'd Need if You Spent...

35% on housing$33,360/yr
40% on housing$29,190/yr
45% on housing$25,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 38109$44
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38109$80
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Price change$105,000
2026-02-25Price change$116,000
2026-02-18Price change$117,000
2026-02-09Price change$118,000
2026-02-03Price change$119,000
2026-01-21Price change$120,000
2026-01-13Price change$122,000
2026-01-03Price change$123,000
2025-12-15Price change$124,000
2025-12-09Listed for sale$125,000
2007-09-21Sold$54,900

For Sale by Agent

AgentElliot Cerezo
BrokerageThe Home Partners Realty

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