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4282 Westmont Rd, Memphis, TN, 38109

3beds
1baths
854sqft
$79,900
$94price/sqft
$800/moest. monthly cost
$32,000/yrincome needed

About This Home

This well maintained home is perfect for starters. Hardwood floors in hall and bedrooms, beautiful title in kitchen, carpet in Livingroom. C/A and heat, fenced in back yard, washer & Dryer connections. This home is move in ready.

Getting Around

38
WalkingCar-Dependent
23
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

4/10
Levi Elementary SchoolGrades PK-51.5 mi
4/10
3/10

Construction

Condition

  • Year built: 1962

Materials

  • Construction materials: Aluminum/Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Area: 100

Bedroom3

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other (See Remarks),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Carpet,Part Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Other (See REMARKS)

Interior Area

  • Total interior livable area: 854 sqft

Kitchen

  • Features: Eat-in Kitchen,W/D Connection in Kitchen,Washer/Dryer Connections
  • Area: 170

Living Room

  • Features: Separate Living Room
  • Area: 180

Master Bedroom

  • Area: 110

Property

Details

  • Parcel number: 075133 00018

Features

  • Stories: 1
  • Pool features: None
  • Fencing: Chain Fence

Lot

  • Features: Landscaped,Level
  • Lot size dimensions: 60 x 150/0.2

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance $157$1,884
Property Taxes $64$768
Electricity $175$2,103
Total$800$9,600

Income You'd Need if You Spent...

35% on housing$27,428/yr
40% on housing$24,000/yr
45% on housing$21,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 38109$44
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38109$80
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$88,000

For Sale by Agent

AgentJoe M Payne
BrokerageThe Peyton Co., Inc., REALTORS

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