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5124 Gill Rd, Memphis, TN, 38109

4beds
2baths
1,275sqft
$84,900
$67price/sqft
$839/moest. monthly cost
$33,560/yrincome needed

About This Home

Charming 4-bedroom, 2-bath home offering approximately 1,275 sq ft of living space on a spacious lot. Built in 1963, this property features a functional layout, central HVAC, and great potential for updates or investment. Conveniently located in the Whitehaven area with easy access to schools, shopping, and major roads. Ideal for homeowners or investors seeking value and opportunity.

Getting Around

16
WalkingCar-Dependent
11
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Area: 108

Bedroom3

  • Area: 156

Bedroom4

  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other (See Remarks),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,275 sqft

Kitchen

  • Features: Eat-in Kitchen

Living Room

  • Area: 165

Master Bedroom

  • Area: 143

Property

Details

  • Parcel number: 076135 00036

Features

  • Stories: 2
  • Pool features: None
  • Exterior features: Other (See REMARKS)

Lot

  • Lot size: 0.27 Acres
  • Features: Level
  • Lot size dimensions: 85 x 139

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Other (See REMARKS)
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance $167$2,004
Property Taxes $68$816
Electricity $175$2,103
Total$839$10,068

Income You'd Need if You Spent...

35% on housing$28,765/yr
40% on housing$25,170/yr
45% on housing$22,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 38109$44
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38109$80
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$109,900
2019-04-16Sold$34,500
2012-10-15Sold$8,001
2002-03-18Sold$68,500

For Sale by Agent

AgentAlexis Martz
BrokerageTrelora Realty

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