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4054 Stowe St, Memphis, TN, 38128

3beds
2baths
1,462sqft
$110,000
$75price/sqft
$972/moest. monthly cost
$38,880/yrincome needed

About This Home

This 3 Bedroom, 1.5 Bath home is located in a quiet cove. It's currently being used as an Income Producing Investment with a Lessee in place. A great investment for rental or a nice starter home as well. Call for the additional details regarding this investment.

Getting Around

11
WalkingCar-Dependent
11
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

4/10
Egypt Elementary SchoolGrades PK-50.6 mi
4/10
Raleigh Egypt High SchoolGrades 6-120.5 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedroom2

  • Features: Carpet,Smooth Ceiling
  • Level: First

Bedroom3

  • Features: Carpet,Smooth Ceiling
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • All Bedrooms Down,Full Bath Down,Half Bath Down,Smooth Ceiling,Living Room,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,1 1/2 Bath,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Aluminum Frames
  • Flooring: Part Carpet,Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,462 sqft

Kitchen

  • Features: Pantry,W/D Connection in Kitchen

Living Room

  • Features: Separate Living Room,Separate Den

Master Bathroom

  • Features: Smooth Ceiling,Tile Floor,Full Bath,Half Bath

Master Bedroom

  • Features: Carpet,Smooth Ceiling,Tile Floor
  • Level: First

Property

Details

  • Parcel number: 090049 00024

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Chain Link

Lot

  • Lot size: 6,969 sqft
  • Features: Some Trees,Level
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Storage
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Tornado
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance $153$1,836
Property Taxes $88$1,056
Electricity $175$2,103
Total$972$11,664

Income You'd Need if You Spent...

35% on housing$33,325/yr
40% on housing$29,160/yr
45% on housing$25,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 38128$76
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38128$104
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$110,000
2020-02-26Sold$60,000
2019-03-05Listing removed$725
2018-12-13Listed for rent$725
2018-11-03Listing removed$725
2018-10-02Listed for rent$725
2018-01-07Listing removed$725
2017-10-24Listed for rent$725
2017-09-07Listing removed$750
2017-06-23Listed for rent$750
2003-06-05Sold$71,000
1995-05-03Sold$51,000

For Sale by Agent

AgentGregory Fleming
BrokerageTownsend & Fleming, Inc.

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