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430 Peppercorn Dr, Turlock, CA, 95380

3beds
3baths
1,310sqft
$424,999
$324price/sqft
$3,119/moest. monthly cost
$124,760/yrincome needed

About This Home

Welcome to this beautifully updated turnkey home in the heart of Turlock. This inviting 3-bedroom, 2.5-bath residence offers 1,310 square feet of thoughtfully designed living space on a low-maintenance 2,160 square foot lot. Step inside to discover modern upgrades throughout, including elegant granite countertops, rich Luxury Vinyl Plank (LVP) flooring, upgraded carpet and premium padding, and stylish tile flooring in the bathrooms. The bright and functional floor plan provides comfortable living spaces perfect for families, professionals, or first-time homebuyers. Outside, enjoy a private, low-maintenance backyard featuring premium turf and a charming gazebo-covered patioideal for relaxing, entertaining guests, or enjoying California's beautiful weather year-round. With its tasteful upgrades, move-in-ready condition, and convenient location close to shopping, dining, schools, and commuter routes, this home offers the perfect blend of comfort, style, and convenience. Don't miss the opportunity to make this exceptional Turlock property your own!

Getting Around

29
WalkingCar-Dependent
28
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

3/10
7/10
Turlock High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,310 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 043063012000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood

Lot

  • Lot size: 2,160 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$114$1,368
Property Taxes $458$5,496
Electricity $398$4,786
Total$3,119$37,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,937/yr
40% on housing$93,570/yr
45% on housing$83,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 95380$300
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95380$316
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$424,999
2026-06-02Listed for sale$429,999
2024-09-27Sold$403,000

For Sale by Agent

AgentChris Serrato
BrokerageLighthouse Real Estate, Inc.

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