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817 Helmsley Lane, Patterson, CA, 95363

3beds
2baths
1,235sqft
$477,900
$387price/sqft
$3,245/moest. monthly cost
$129,800/yrincome needed

About This Home

Versatility and functionality combine to create an amazing blank canvas in the Bodie floor plan by LGI Homes! Upgrades and designer extras - like granite countertops and plank flooring - are included! The kitchen is equipped with a full suite of Whirlpool® appliances and features an island with eating space. Homeowners will find their suite is the perfect place to begin and end each day, as it offers a serene bedroom and luxurious bathroom with a step-in shower, stunning vanity and walk-in closet. Two additional bedrooms and another full bathroom provide space for guests, a home office or more.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
--
Patterson AdultGrades 1.3 mi
5/10
Patterson High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab,Concrete
  • Roof: Composition,Shingle
  • Construction materials: Masonry Reinforced,Lap Siding,Wood,Wall Insulation,Stucco,Fiber Cement,Stone,Concrete,Ceiling Insulation

Other

  • Builder name: LGI Homes - California, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Electric Cooktop,Microwave,Dishwasher,Free-Standing Refrigerator
  • Laundry features: Inside Room,Inside Area,Hookups Only,Electric

Bathroom

  • Features: Tub w/Shower Over,Low-Flow Toilet(s),Double Vanity
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo
  • Level: Main

Features

  • Storage
  • Window features: Screens,Window Coverings,Low Emissivity Windows,Weather Stripped,Dual Pane Partial
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,235
  • Total interior livable area: 1,235 sqft

Kitchen

  • Features: Island w/Sink,Granite Counters,Pantry Closet,Breakfast Area
  • Level: Main

Living Room

  • Features: Great Room
  • Level: Main

Master Bathroom

  • Features: Walk-In Closet(s),Low-Flow Toilet(s),Double Vanity

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 047074050000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced,Wood,Back Yard

Lot

  • Lot size: 3,998 sqft
  • Features: Low Maintenance,Landscape Front,Landscaped,Street Lights,Shape Regular,Curb(s),Cul-De-Sac,Corner Lot,Sprinklers In Front,Sidewalk/Curb/Gutter

Parking

  • Total spaces: 4
  • Parking features: Inside Entrance,Uncovered Parking Spaces 2+,Garage Faces Front,Garage Door Opener,Attached,Private,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,416$28,992
Home Insurance *$141$1,692
Property Taxes $290$3,480
Electricity $398$4,786
Total$3,245$38,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,257/yr
40% on housing$97,350/yr
45% on housing$86,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 95363$242
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95363$229
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$483,900
2025-05-01Listing removed$509,900
2025-04-22Price change$509,900
2025-04-07Pending sale$511,900
2025-04-04Listed for sale$509,900

New Construction Spec

AgentJeanine M Roach
BrokerageLGI Realty - California, Inc.

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