9866 S Houston Oak Dr, Germantown, TN, 38139
About This Home
** Seller is offering $10,000 towards buyer's closing expenses!! Stunning custom-built home in desirable Houston Estates with Germantown address but Collierville schools. This spacious home features 5 bedrooms, 3.5 baths, and a large playroom. Impressive entry with marble flooring, wrought-iron staircase, and extensive custom millwork throughout. Elegant library/office with French doors is located off the entry and offers private access to the primary suite, making it ideal for a home office, study, or sitting room. Spacious living areas and quality craftsmanship are evident throughout the home. Circular driveway provides excellent curb appeal and ample parking. Exceptional value for the square footage, neighborhood, and custom construction. Conveniently located near shopping, dining, parks, and top-rated schools. Move-in ready and priced to sell.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Composition Shingles
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 2+ Water Heaters,Gas Water Heater,Range/Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave
- Laundry features: Laundry Room
Bedroom2
- Features: Carpet
- Level: Second
- Area: 204
Bedroom3
- Features: Shared Bath,Carpet
- Level: Second
- Area: 196
Bedroom4
- Features: Shared Bath,Carpet
- Level: Second
- Area: 221
Bedroom5
- Features: Shared Bath,Carpet
- Level: Second
- Area: 208
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Area: 320
Den
- Area: 320
Dining Room
- Features: Separate Dining Room
- Area: 192
Features
- Primary Down,Renovated Bathroom,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Half Bath Down,Smooth Ceiling,High Ceilings,Two Story Foyer,Cable Wired,Walk-In Closet(s),Rear Stairs to Playroom,Living Room,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,1 1/2 Bath,Laundry Room,Office,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,2 or More Baths,Play Room/Rec Room,Bonus Room,Square Feet Source: Appraisal
- Window features: Wood Frames,Window Treatments
- Flooring: Part Hardwood,Part Carpet,Tile,Marble/Terrazzo
- Number of fireplaces: 2
- Fireplace features: Living Room,In Den/Great Room
- Fireplace: Yes
- Attic: Attic Access,Walk-In
Heating & Cooling
- Heating features: Central,Natural Gas,3 or More Systems
- Cooling features: 3 or More Systems,Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 4,586 sqft
Kitchen
- Features: Pantry,Washer/Dryer Connections,Keeping/Hearth Room
- Area: 240
Living Room
- Features: Separate Living Room,Separate Den
- Area: 204
Master Bathroom
- Features: Double Vanity,Separate Shower,Tile Floor,Whirlpool Tub,Full Bath
Master Bedroom
- Features: Carpet
- Level: First
- Area: 238
Office
- Features: Shared Bath,Hardwood Floor
- Level: First
Property
Details
- Parcel number: C0232W A00053
Features
- Stories: 2
- Pool features: None
- Patio & porch: Patio
- Has spa: Yes
- Spa features: Whirlpool(s),Bath
- Fencing: Wood
Lot
- Lot size: 0.37 Acres
- Features: Some Trees,Level,Professionally Landscaped
- Lot size dimensions: 120 x 179
Parking
- Total spaces: 2
- Parking features: Driveway/Pad,Circular Driveway,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Heat Wave
- Tornado
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance | $459 | $5,508 |
| Property Taxes | $505 | $6,060 |
| Electricity | $372 | $4,471 |
| Total | $4,496 | $53,952 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $625,000 |
| 2013-01-03 | Listing removed | $479,900 |
| 2012-05-02 | Listed for sale | $479,900 |
| 2006-10-03 | Sold | $441,135 |
| 2006-03-22 | Sold | $350,000 |
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