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720 Riley Way, Lincoln, CA, 95648

2beds
2baths
1,408sqft
$649,880
$462price/sqft
$4,730/moest. monthly cost
$189,200/yrincome needed

About This Home

Located in the highly sought-after 55 resort-lifestyle community of Esplanade at Turkey Creek, this impeccably maintained, move-in ready SMART home sits on a premium classic lot and is offered by the original owner. Showcasing over $75,000 in builder upgrades from Taylor Morrisonincluding an OWNED solar systemalong with thoughtful, high-quality owner enhancements, this home is truly turnkey and designed for effortless living. A charming front courtyard welcomes you into a light-filled, open-concept layout featuring a spacious great room with a custom built-in wall unit, seamlessly connected to the dining area and a beautifully appointed kitchen. The kitchen is the heart of the home, complete with a large quartz island, shaker stacked cabinetry with soft-close features and roll out shelves in lower cabinets, tile backsplash, upgraded stainless steel appliances, under-cabinet LED lighting and AquaSana water filtration system. Luxury vinyl flooring, plantation shutters, and ceiling fans extend throughout, creating a cohesive and refined interior. Step outside to a private, low-maintenance backyard designed for entertaining and relaxation. Over 1,000 square feet of patio space includes a generous 16' x 19' covered overhang with recessed lighting and ceiling fan, an outdoor 10'x7' BBQ island with built-in refrigerator, and a fire pit enhanced by dimmable caf-style string lighting. Evergreen landscaping, accent lighting, and a drip irrigation system complete this inviting outdoor retreat, while the HOA maintains the front yard for added convenience. Primary suite offers privacy at the rear of the home and features dual vanities, a walk-in shower with frameless enclosure, private water closet, and walk-in closet. Additional highlights include: Craftsman package with two-panel doors, Schlage Latitude trim, and upgraded baseboards. Cabinet convenience package (roll-out shelving) Upper cabinetry in the laundry room and hallway drop zones Low-profile LED lighting package throughout Tankless water heater and whole-home water softener Finished garage with textured/painted walls, epoxy flooring, and attic access with retractable ladder Two 3' side yard gates Holiday lighting package and retractable front door screen Residents of Esplanade at Turkey Creek enjoy an unparalleled resort-style lifestyle with exclusive access to a beautifully appointed clubhouse featuring a full-service restaurant, bar, caf, billiards room, and spa.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Dishwasher,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Vinyl
  • Attic: Room

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,408 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Closet,Double Vanity

Property

Details

  • Parcel number: 021790072000
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Fencing: Wood

Lot

  • Lot size: 5,205 sqft
  • Features: Close to Clubhouse

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$165$1,980
Property Taxes $881$10,572
Electricity $398$4,786
Total$4,730$56,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,171/yr
40% on housing$141,900/yr
45% on housing$126,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$370
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$649,880

For Sale by Agent

AgentSinan Zakaria
BrokerageListed Simply

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