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448 Paine Ct, Lincoln, CA, 95648

3beds
2baths
1,752sqft
$559,046
$319price/sqft
$4,284/moest. monthly cost
$171,360/yrincome needed

About This Home

Experience modern living in the all-new Jubilee at Independence Plan 1 by Tri Pointe Homes. This thoughtfully designed two-story home features a spacious, light-filled Great Room that seamlessly connects the kitchen, dining, and living areasperfect for both everyday living and entertaining. The kitchen is beautifully appointed with a pantry closet, upgraded center island, nutmeg-stained cabinetry with matte black hardware, and a GE Profile® stainless steel appliance package including a gas range, dishwasher, and microwave. A stylish Marazzi® Rice RC21 2 x 6 tile backsplash completes the space. Flooring throughout the home includes luxury vinyl plank, fair matte tile, and carpet. Upstairs, the luxurious Primary Suite offers a relaxing retreat with a walk-in closet and dual-sink vanity. A centrally located laundry room adds everyday convenience. Enjoy enhanced comfort and efficiency with included LivingSmart® features, along with flexible solar purchase or lease options. This homesite is under construction with a estimated completion date in June 2026.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
7/10
Lincoln High SchoolGrades 9-121.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete,Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame

Other

  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,752 sqft

Kitchen

  • Features: Pantry Closet

Property

Details

  • Parcel number: 021920042000
  • Zoning description: RES
  • Special condition: Standard

Lot

  • Lot size: 3,798 sqft
  • Features: Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$141$1,692
Property Taxes $919$11,028
Electricity $398$4,786
Total$4,284$51,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,880/yr
40% on housing$128,520/yr
45% on housing$114,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$371
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$559,046
2026-02-20Price change$540,131
2026-02-05Listed for sale$536,343

New Construction Spec

AgentHolly Auwinger
BrokerageTRI Pointe Homes, Inc.

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