See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3960 W Union Rd, Millington, TN, 38053

2beds
2baths
1,104sqft
$220,000
$199price/sqft
$1,619/moest. monthly cost
$64,760/yrincome needed

About This Home

Secluded 20-Acre Farm, Forest & Field Estate | 3BR Brick Home in Unincorporated Shelby County Discover your perfect Tennessee retreat on this beautiful 20-acre property blending productive farm, mature forest, and open field. Tucked away in unincorporated Shelby County, this private estate offers seclusion, freedom, and versatility while remaining conveniently close to Memphis. The charming 1,104 sq ft brick home features 3 bedrooms and 2 bathrooms, delivering comfortable, low-maintenance living. Twelve acres are currently farmed with soybeans, yielding an impressive 50 bushels per acre of quality crop for immediate income potential and agricultural tax advantages. Deer, turkey, and other game make this ideal for personal use or additional income through hunting leases. Whether this becomes your dream family home, a productive family farm, a relaxing weekend getaway, or a sought-after rental property, this estate checks every box. Enjoy of country living with minimal restrictions

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Millington Primary SchoolGrades PK-35.0 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom2

  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Area: 156

Features

  • All Bedrooms Down,Square Feet Source: Appraisal
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: 220 Wiring

Interior Area

  • Total interior livable area: 1,104 sqft

Kitchen

  • Area: 156

Living Room

  • Features: Separate Living Room,Separate Den
  • Area: 156

Master Bedroom

  • Area: 156

Property

Details

  • Parcel number: D0104 00279

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 20 Acres
  • Features: Other (See Remarks)
  • Lot size dimensions: 330/419.1 x 2329.8/2335.74

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance $155$1,860
Property Taxes $177$2,124
Electricity $175$2,103
Total$1,619$19,428

Income You'd Need if You Spent...

35% on housing$55,508/yr
40% on housing$48,570/yr
45% on housing$43,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 38053$116
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38053$165
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$220,000
2006-10-11Sold$115,000
2006-06-07Sold$138,553

For Sale by Agent

AgentJeanette H Lin
BrokeragePinnacle Realty

Similar Homes