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6760 Locke Rd, Millington, TN, 38053

2beds
1baths
988sqft
$294,900
$298price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

Welcome to your private retreat in unincorporated Shelby County! This rare 11.78-acre property includes exclusive rights to a stunning 7-acre private lake. Perched on a hill overlooking the water, the 2-bedroom wood cabin offers peaceful views, a spacious living area, large eat-in kitchen, and a back deck perfect for relaxing in nature. The property also features mature woods filled with wildlife, great hunting opportunities, a barn, workshop, and additional storage buildings. Enjoy fishing, boating, swimming, and the privacy of country living while still being convenient to city amenities. Sold as-is, this unique property is ideal for a weekend getaway, family retreat, farm, or future dream home. Opportunities like this are hard to find—schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
3/10
Trezevant High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Square Feet Source: Appraisal

Heating & Cooling

  • Heating features: Other (See REMARKS)
  • Cooling features: Other (See REMARKS)

Interior Area

  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: D0124 00290

Features

  • Stories: 1
  • Pool features: None
  • Exterior features: Other (See REMARKS)

Lot

  • Lot size: 11.77 Acres
  • Features: Other (See Remarks)
  • Lot size dimensions: 62.66AC

Parking

  • Parking features: Other (See REMARKS)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $208$2,496
Property Taxes $238$2,856
Electricity $175$2,103
Total$2,112$25,344

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 38053$114
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38053$165
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$294,900
2026-07-15Price change$314,900
2026-05-15Listed for sale$315,000
2007-03-06Sold$122,000

For Sale by Agent

AgentJeanette H Lin
BrokeragePinnacle Realty

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