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635 McWhirter Ave, Memphis, TN, 38127

4beds
2baths
1,769sqft
$109,000
$62price/sqft
$1,043/moest. monthly cost
$41,720/yrincome needed

About This Home

TENANT OCCUPIED!!!! DO NOT DISTURB TENANTS!!!! All offers must be approved prior to any insspections. Offer instructions are in the documents. 635 McWhirter rents for $600 a month 637 McWhirter rents for $780 a month

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

5/10
3/10
Trezevant High SchoolGrades 9-125.1 mi
5/10
Woodstock Middle SchoolGrades 6-84.0 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range/Oven (Freestanding),Disposal,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Separate Living Room,Dining Area
  • Window features: Aluminum Frames,Window Treatments
  • Flooring: Hardwood
  • Attic: Pull Down Stairs,Attic Access

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: 2+ Window Units per Unit

Interior Area

  • Total interior livable area: 1,769 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: D0134H A00046

Features

  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,300 sqft
  • Features: Level
  • Lot size dimensions: 60 x 105

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance $229$2,748
Property Taxes $88$1,056
Electricity $175$2,103
Total$1,043$12,516

Income You'd Need if You Spent...

35% on housing$35,760/yr
40% on housing$31,290/yr
45% on housing$27,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 38127$49
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38127$71
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listing removed$600
2026-01-20Price change$600
2026-01-14Price change$625
2025-12-17Listed for sale$125,000
2025-11-15Price change$630
2025-10-28Listing removed$129,500
2025-08-28Price change$690
2025-06-26Price change$129,500
2025-03-28Listed for sale$139,500
2025-03-27Listed for rent$790
2024-08-20Listing removed--
2024-06-24Listed for sale$145,000
2024-05-28Listing removed--
2024-03-22Listing removed$149,000
2023-10-06Price change$149,000
2023-09-27Listed for sale$155,000
2021-03-24Listing removed--
2018-12-17Listing removed$525
2018-10-25Price change$525
2018-10-18Listed for rent$550
2017-06-22Sold$21,500
2016-06-19Listing removed$33,900
2016-03-29Listed for sale$33,900
2014-01-23Listing removed$33,000

For Sale by Agent

AgentHenry A Booth
BrokerageOmni, REALTORS

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