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1676 Miller Farms Rd, Germantown, TN, 38138

4beds
3baths
2,200sqft
$484,000
$220price/sqft
$3,345/moest. monthly cost
$133,800/yrincome needed

About This Home

What an amazing Germantown location! Thoughtfully updated from top to bottom, it features brand-new windows, flooring, fixtures, fresh paint, cabinets, countertops, toilets, hardware and even a new driveway. The bright and open floor plan features a large kitchen and a formal dining room. With four spacious bedrooms and three full baths, including a convenient main-level bedroom, pantry and plenty of closet space. Complete with a two car garage and located in a highly desirable area close to shopping, dining, and within walking distance to Riverdale school. Immaculate is an understatement. Owner agent.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Riverdale K-8 SchoolGrades PK-80.2 mi
9/10
Houston High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Dining Room

Features

  • 1 or More BR Down,Square Feet Source: Appraisal
  • Flooring: Wood Laminate Floors
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: G0219F F00037

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 10,454 sqft
  • Features: Level
  • Lot size dimensions: 76 x 140

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,447$29,364
Home Insurance $329$3,948
Property Taxes $391$4,692
Electricity $178$2,145
Total$3,345$40,140

Income You'd Need if You Spent...

35% on housing$114,685/yr
40% on housing$100,350/yr
45% on housing$89,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 38138$172
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38138$163
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$487,500
2026-05-01Listing removed$487,500
2026-04-27Price change$487,500
2026-04-24Price change$488,000
2026-04-06Price change$489,000
2026-03-22Price change$489,900
2026-03-18Price change$491,900
2026-03-05Price change$492,000
2026-02-23Listed for sale$492,500
2025-09-29Sold$320,000
2025-09-03Pending sale$345,000
2025-09-01Price change$345,000
2025-08-15Price change$365,000
2025-08-14Listed for sale$375,000
2025-08-10Pending sale$375,000
2025-07-24Listed for sale$375,000

For Sale by Agent

AgentKendra Bell
BrokerageCrye-Leike, Inc., REALTORS

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