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2148 Riverdale Rd, Germantown, TN, 38138

4beds
2baths
2,195sqft
$373,000
$170price/sqft
$2,618/moest. monthly cost
$104,720/yrincome needed

About This Home

Amazing opportunity to own a move-in-ready home in the heart of Germantown at an exceptional price point! Located within the highly desirable Germantown Municipal School District, this spacious four-bedroom, two-bath home offers comfortable one-level living with multiple living areas. Recent updates include fresh interior paint, new carpet, a renovated primary bathroom, new plumbing and light fixtures throughout, and refreshed landscaping. The functional layout provides plenty of space for everyday living, entertaining, or working from home. Enjoy the beautiful, quiet neighborhood while remaining conveniently located near shopping, dining, parks, and major roadways. All the work has been done, so you can move right in and start creating new memories. Exceptional value in one of Germantown’s most sought after areas!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Riverdale K-8 SchoolGrades PK-80.9 mi
9/10
Houston High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Vent Hood/Exhaust Fan,Double Oven,Cooktop,Disposal,Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Features: Shared Bath,Carpet
  • Level: First
  • Area: 154

Bedroom3

  • Features: Shared Bath,Carpet
  • Level: First
  • Area: 180

Bedroom4

  • Features: Shared Bath,Carpet
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Area: 300

Dining Room

  • Features: Separate Dining Room
  • Area: 88

Features

  • All Bedrooms Down,Walk-In Closet(s),Living Room,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,4th of More Bedrooms,1 Bath,2 or More Baths,Laundry Room,Breakfast Room,Storage,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Hardwood,Part Carpet,Marble/Terrazzo
  • Number of fireplaces: 1
  • Fireplace features: Masonry,In Den/Great Room,Glass Doors
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Attic Access

Heating & Cooling

  • Heating features: Central,Dual System
  • Cooling features: Central Air,Ceiling Fan(s),Dual,220 Wiring

Interior Area

  • Total interior livable area: 2,195 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Washer/Dryer Connections
  • Area: 99

Living Room

  • Features: Separate Living Room,Separate Den,LR/DR Combination
  • Area: 336

Master Bathroom

  • Features: Tile Floor,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s),Carpet
  • Level: First
  • Area: 272

Property

Details

  • Parcel number: G0230V B00081

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio,Covered Patio
  • Exterior features: Storage
  • Fencing: Wood

Lot

  • Lot size: 0.27 Acres
  • Features: Level,Landscaped
  • Lot size dimensions: 80 x 150

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Storage
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,886$22,632
Home Insurance $253$3,036
Property Taxes $301$3,612
Electricity $178$2,140
Total$2,618$31,416

Income You'd Need if You Spent...

35% on housing$89,760/yr
40% on housing$78,540/yr
45% on housing$69,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 38138$173
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38138$163
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-20Listing removed$2,800
2026-06-20Listed for sale$373,000
2026-05-12Price change$2,800
2026-04-27Listed for rent$2,850
2026-03-11Sold$348,000
2026-02-07Pending sale$369,000
2026-01-09Price change$369,000
2025-10-06Price change$379,000
2025-09-23Price change$389,000
2025-09-01Listed for sale$399,000

For Sale by Agent

AgentHila Shimony
BrokerageCrye-Leike, Inc., REALTORS

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