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3076 Steeplegate Dr, Germantown, TN, 38138

4beds
4baths
3,764sqft
$615,000
$163price/sqft
$4,329/moest. monthly cost
$173,160/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom home featuring an office, spacious bonus room, and countless updates completed since 2021. From the moment you arrive, you'll be impressed by the stunning Tuscan iron front door, setting the tone for the quality and style found throughout. This exceptional home offers the perfect balance of privacy while being just minutes from shopping & entertainment. The versatile floor plan creates the perfect gathering space for family and friends. A second primary suite upstairs offers incredible flexibility and would make an ideal in-law suite or teen suite. Step outside to your own backyard retreat with a covered patio with a beautiful pergola, landscaped grounds, and a new fence. The spacious 3-car garage has plenty of room for vehicles & storage. With thoughtful updates throughout, outstanding curb appeal, a flexible floor plan, convenience with neighborhood charm, this move-in-ready home is one you won't want to miss! Call for list of features

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
Houston Middle SchoolGrades 6-82.6 mi
9/10
Houston High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 2+ Water Heaters,Double Oven,Cooktop,Disposal,Dishwasher,Microwave,Trash Compactor,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Features: Walk-In Closet(s),Private Full Bath,Built-in Features,Smooth Ceiling,Carpet
  • Level: Second
  • Area: 204

Bedroom3

  • Features: Walk-In Closet(s),Shared Bath,Smooth Ceiling,Carpet
  • Level: Second
  • Area: 144

Bedroom4

  • Features: Shared Bath,Smooth Ceiling,Carpet
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 406

Dining Room

  • Features: Separate Dining Room
  • Area: 168

Features

  • Primary Down,Primary Up,Renovated Bathroom,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Half Bath Down,Smooth Ceiling,High Ceilings,Walk-In Closet(s),Rear Stairs to Playroom,Living Room,Dining Room,Kitchen,Primary Bedroom,1/2 Bath,Laundry Room,Keeping/Hearth Room,Breakfast Room,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,2 or More Baths,Office,Bonus Room,In-Law Floorplan,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Door features: Storm Door(s)
  • Window features: Wood Frames,Double Pane Windows,Window Treatments
  • Flooring: Part Hardwood,Part Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,In Keeping/Hearth room
  • Fireplace: Yes
  • Attic: Permanent Stairs,Attic Access,Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas,Dual System
  • Cooling features: Central Air,Ceiling Fan(s),220 Wiring

Interior Area

  • Total interior livable area: 3,764 sqft

Kitchen

  • Features: Updated/Renovated Kitchen,Eat-in Kitchen,Breakfast Bar,Pantry,Kitchen Island,Washer/Dryer Connections,Keeping/Hearth Room
  • Area: 154

Living Room

  • Features: Separate Living Room
  • Area: 323

Master Bathroom

  • Features: Double Vanity,Whirlpool Tub,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s),Smooth Ceiling,Carpet
  • Level: First
  • Area: 224

Office

  • Features: Smooth Ceiling,Carpet
  • Level: Second
  • Area: 117

Property

Details

  • Parcel number: G0231B J00029

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Auto Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath
  • Fencing: Wood

Lot

  • Lot size: 0.34 Acres
  • Features: Some Trees,Level,Landscaped,Professionally Landscaped
  • Lot size dimensions: 125 x 130

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance $418$5,016
Property Taxes $497$5,964
Electricity $305$3,669
Total$4,329$51,948

Income You'd Need if You Spent...

35% on housing$148,422/yr
40% on housing$129,870/yr
45% on housing$115,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 38138$173
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38138$163
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$599,500
2026-07-27Price change$615,000
2026-07-17Listed for sale$619,500
2005-02-15Sold$375,000
2001-11-19Sold$350,000
1997-12-15Sold$357,000

For Sale by Agent

AgentSherry Hulen
BrokerageCrye-Leike, Inc., REALTORS

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