8986 Cairn Ridge Dr, Germantown, TN, 38139
About This Home
One-of-a-kind custom-designed luxury home with 5 bedrooms, 4.5 baths, soaring ceilings, exceptional craftsmanship, and a unique floor plan. Four bedrooms are on the main level, with three featuring private en suite baths. The stunning brick and stone exterior welcomes you through a custom iron entry into elegant living and dining rooms with 18-foot ceilings. The updated kitchen offers quartzite countertops and opens to a spacious hearth room with a vaulted 16-foot ceiling and stone fireplace. The primary suite features a 10-foot ceiling, heated floors, antique furniture vanities with onyx countertops, a 13-foot bath ceiling, and three walk-in closets. An open landing overlooks the living room, dining room, and hearth room below. Hardwood floors extend throughout the downstairs. Additional features include a flexible fifth bedroom or bonus room, large basement, 4-car garage, whole-home generator, pool, and 3-season pool house.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Composition Shingles
- Construction materials: Brick Veneer,Stone,Wood/Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Soft Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Cooktop,Dishwasher,Disposal,Double Oven,Gas Cooktop,Refrigerator,Trash Compactor
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Unfinished
Bedroom2
- Features: Hardwood Floor,Private Full Bath,Smooth Ceiling,Walk-In Closet(s)
- Level: First
- Area: 154
Bedroom3
- Features: Hardwood Floor,Shared Bath,Smooth Ceiling
- Level: First
- Area: 120
Bedroom4
- Features: Hardwood Floor,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
- Level: First
- Area: 110
Bedroom5
- Features: Hardwood Floor,Private Full Bath,Smooth Ceiling
- Level: Second
- Area: 320
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Features: Separate Dining Room
- Area: 221
Features
- 1 or More BR Down,Double Vanity Bath,Full Bath Down,Half Bath Down,Luxury Primary Bath,Primary Down,Separate Tub & Shower,Sky Light(s) in Bath,Split Bedroom Plan,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,Two Story Foyer,Vaulted/Coff/Tray Ceiling,Cedar Closet(s),Walk-In Closet(s),Wet Bar,2 or More Baths,2nd Bedroom,3rd Bedroom,4th of More Bedrooms,Dining Room,Keeping/Hearth Room,Kitchen,Laundry Room,Living Room,Office,Other (See REMARKS),Primary Bedroom,1 Bath,4th or More Bedrooms,Storage,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
- Window features: Double Pane Windows,Wood Frames,Window Treatments,Skylight(s)
- Flooring: Part Carpet,Part Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: In Keeping/Hearth room,Ventless
- Fireplace: Yes
- Attic: Pull Down Stairs,Walk-In
Heating & Cooling
- Heating features: Central,Dual System,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Dual
Interior Area
- Total interior livable area: 3,609 sqft
Kitchen
- Features: Eat-in Kitchen,Keeping/Hearth Room,Pantry,Updated/Renovated Kitchen
- Area: 266
Living Room
- Features: Separate Living Room
- Area: 196
Master Bathroom
- Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Vaulted/Coffered Ceiling,Full Bath
Master Bedroom
- Features: Hardwood Floor,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
- Level: First
- Area: 300
Office
- Features: Hardwood Floor,Shared Bath,Smooth Ceiling,Vaulted/Coffered Ceilings
- Level: First
- Area: 90
Property
Details
- Parcel number: G0231K E00020
Features
- Stories: 1
- Private pool: Yes
- Pool features: Pool Cleaning Equipment,Pool Heater,In Ground
- Patio & porch: Deck
- Exterior features: Auto Lawn Sprinkler
- Fencing: Wood,Wood Fence
Lot
- Lot size: 0.34 Acres
- Features: Landscaped,Wooded,Wooded Grounds
- Lot size dimensions: 100 x 150
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,More than 3 Coverd Spaces,Garage Faces Side,Storage
- Has garage: Yes
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance | $477 | $5,724 |
| Property Taxes | $525 | $6,300 |
| Electricity | $293 | $3,518 |
| Total | $4,581 | $54,972 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $639,900 |
| 2026-06-03 | Listed for sale | $649,900 |
| 2019-06-24 | Sold | $465,000 |
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