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2462 Hwy 522, Questa, NM, 87556

5beds
2baths
2,644sqft
$299,000
$113price/sqft
$1,893/moest. monthly cost
$75,720/yrincome needed

About This Home

In the scenic village of Questa. This 4-bedroom, 2-bathroom home, perfectly captures the authentic charm of Northern New Mexico, offering both comfortable living and extensive creative potential.The property features a rustic interior with traditional thick plaster walls and a welcoming layout. The home includes a flexible loft space and a ideal room for a home office or artistic endeavors. Additionally, the property is exceptionally well-suited for trades or hobbies, featuring a 1-car garage and three separate workshop areas. Located just a short drive from the Rio Grande del Norte National Monument and Red RIver Ski Area or Taos ski Valley, the home offers breathtaking views of the Sangre de Cristo Mountains and easy access to outdoor recreation. The home has a ditch on the east side of the of the property. The ditch association is Cabresto Lake irrigation Ditch Association. This home is being sold as is.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
6/10
Questa Jr High SchoolGrades 6-80.9 mi
--
Questa High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,644
  • Total interior livable area: 2,644 sqft

Property

Details

  • Zoning description: Single Family

Features

  • Levels: Two
  • Stories: 2
  • Residential vegetation: Other

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Avalanche
Drought
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$111$1,332
Property Taxes $84$1,008
Electricity $187$2,255
Total$1,893$22,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,902/yr
40% on housing$56,790/yr
45% on housing$50,480/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 87556$426
Taos County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 87556$245
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$299,000
2026-04-17Listed for sale$305,000
2025-11-02Listing removed$319,000
2025-01-02Listed for sale$319,000
2024-11-26Listing removed$319,000
2024-08-09Listed for sale$349,000

For Sale by Agent

AgentKimberly Leach
BrokerageSwan Realty

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