See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

704 Main St N, Carthage, TN, 37030

4beds
2baths
3,024sqft
$322,900
$107price/sqft
$2,247/moest. monthly cost
$89,880/yrincome needed

About This Home

We have this Beautiful Historic 4 Bedroom, 2 Bath, home on 0.53 ac. with a large Garden spot in back of home, right on Main St. here in Carthage. This home is in Walking distance of Town, Churches, and High School. This Home was built in 1911 with lots of Character. Main floor has 10' ceilings in bedrooms and dining room, Kitchen has been updated with White Cabinets, Granite, S.S. Appliances w/ a Double Oven. Beautiful wood staircase that leads upstairs with Foyer, 2 spacious Bedrooms and a Bath. This property is zoned for Residential or Commercial. This would be a unique opportunity to own a piece of history.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
4/10
5/10
Smith County High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None,Crawl Space

Bedroom1

  • Area: 255
  • Dimensions: 15x17

Bedroom2

  • Area: 272
  • Dimensions: 16x17

Bedroom3

  • Area: 272
  • Dimensions: 16x17

Bedroom4

  • Area: 255
  • Dimensions: 15x17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Area: 182
  • Dimensions: 13x14

Features

  • Entrance Foyer
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 5
  • Fireplace: Yes
  • Finished area above ground: 3,024

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 3,024 sqft

Kitchen

  • Area: 143
  • Dimensions: 11x13

Living Room

  • Area: 414
  • Dimensions: 18x23

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 114
  • Dimensions: 6x19

Other

  • Features: Florida Room
  • Level: Florida Room
  • Area: 60
  • Dimensions: 5x12

Property

Details

  • Parcel number: 054A K 03000 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 0.53 Acres
  • Lot size dimensions: 150 x 180

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,632$19,584
Home Insurance $255$3,060
Property Taxes $115$1,380
Electricity $245$2,948
Total$2,247$26,964

Income You'd Need if You Spent...

35% on housing$77,040/yr
40% on housing$67,410/yr
45% on housing$59,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 37030$144
Smith County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 37030$185
Smith County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$350,000
2026-03-25Price change$375,000
2026-01-12Price change$389,900
2025-11-26Price change$394,900
2025-09-18Price change$399,900
2025-08-07Price change$424,900
2025-07-11Listed for sale$449,900

For Sale by Agent

AgentCD Digger Poindexter
BrokerageCD Poindexter Realty & Auction

Similar Homes