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395 Lakeland Hills Dr, Talladega, AL, 35160

2beds
2baths
1,600sqft
$450,000
$281price/sqft
$3,104/moest. monthly cost
$124,160/yrincome needed

About This Home

Enjoy stunning views with 97’ of waterfront, a covered boat dock, sun deck, boat lift, toy closet, and swim ladder. Bright, open floor plan with 21’ ceilings, abundant natural light, Andersen doors and windows, a wood-burning fireplace, shiplap accents, and farmhouse fixtures. The kitchen features like-new stainless steel appliances, shaker cabinets, and granite countertops. The primary bath has a large jet tub and a separate rain shower. Hardwood and tile downstairs; carpet upstairs. Large covered deck with a built-in grill and granite counter. Partial basement with a steel roll-up door, gutter screens, a whole-house fan, and 10x12 storage building. Community amenities: pool, clubhouse, tennis/pickleball courts, boat launch, and common area. Low-maintenance lake life in a tranquil, woodsy setting with the best views on Logan Martin.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Basement
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Closet,Yes

Basement

  • Area: 323

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Daylight

Bathroom1

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting,Smooth Ceilings,Separate Shower,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Den,Wood Burning
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,600 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1101110001005000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Covered (DECK),Deck
  • Exterior features: Dock,Outdoor Grill
  • Has spa: Yes
  • Spa features: Bath
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Coosa River
  • Frontage length: 97

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$481$5,772
Property Taxes $108$1,296
Electricity $240$2,881
Total$3,104$37,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,422/yr
40% on housing$93,120/yr
45% on housing$82,773/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 35160$104
Talladega County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 35160$115
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$450,000
2026-02-26Listed for sale$469,900
2025-10-01Listing removed$469,900
2025-05-01Price change$469,900
2025-01-20Listed for sale$479,900
2024-10-05Listing removed$485,000
2024-08-09Listed for sale$499,900

For Sale by Agent

AgentGail Hutton
BrokerageAll Star Realty

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