See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

550 Gregory Rd, Westmoreland, TN, 37186

3beds
2baths
1,346sqft
$319,900
$238price/sqft
$2,332/moest. monthly cost
$93,280/yrincome needed

About This Home

Escape to peaceful country living with this charming one-level home nestled on a spacious 1.47-acre lot in the heart of Westmoreland! This well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and scenic surroundings.  Step inside to a bright, sun-filled living room that flows seamlessly into a spacious eat-in kitchen, creating an ideal layout for entertaining family and friends. The primary suite features a private bath and walk-in closet, while two additional generously sized bedrooms provide flexibility for guests, a home office, or growing families.  Enjoy quiet mornings or relaxing evenings on the back deck overlooking open countryside, offering beautiful, unobstructed views and plenty of privacy. The oversized two-car garage provides ample storage for vehicles, tools, and outdoor equipment—perfect for those who love space and functionality.  With its single-level layout, expansive lot, and peaceful setting, this home delivers the best of rural living while still being within easy reach of nearby towns (15 minutes to Portland), shopping, and dining. Don’t miss your opportunity to own this move-in ready slice of Tennessee countryside—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Portland High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,346

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,346
  • Total interior livable area: 1,346 sqft

Property

Details

  • Parcel number: 012 02702 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2

Lot

  • Lot size: 1.47 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance $171$2,052
Property Taxes $369$4,428
Electricity $175$2,103
Total$2,332$27,984

Income You'd Need if You Spent...

35% on housing$79,954/yr
40% on housing$69,960/yr
45% on housing$62,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 37186$133
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37186$176
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$322,900
2026-04-02Listed for sale$325,000
2023-06-27Sold$279,900
2023-05-26Contingent$279,900
2023-05-20Listed for sale$269,900
2023-05-12Sold$225,000
2021-04-19Sold$215,000
2021-02-28Pending sale$215,000
2020-12-22Sold$110,000
1997-07-29Sold$80,000

For Sale by Agent

AgentJason Lee
BrokeragesimpliHOM

Similar Homes