




532 Cummings Ln, Cottontown, TN, 37048
About This Home
Cabin life on 5 beautiful private acres in Cottontown, smack dab in the middle of the Liberty Creek School District (ALL schools: elementary, middle & high school)! This warm and inviting 3-bedroom, 3-bath home offers the privacy, space, and character buyers are looking for — without giving up everyday convenience. Tucked away on a peaceful setting, this property gives you room to roam, relax, garden, ride, entertain, or simply enjoy the quiet Tennessee countryside. Inside, you’ll find a comfortable cabin feel with plenty of living space, rustic charm, and a flexible layout. The home features approximately 2,109 sq ft, city water, septic, an on-demand propane water heater, and kitchen appliances that remains. Major updates include a new roof in January 2025, fresh exterior stain in summer 2025, and a new mini split in April 2026. There is an additional room upstairs off the rec room that can be used as an office or workout/hobby room (14'x12'). The detached garage includes heat and air, making it ideal for a workshop, hobby space, home gym, storage, or additional hangout area. Outside, the 5-acre tract offers a great mix of usability and natural privacy. There were previously carved-out trails on the property, offering potential for walking paths, ATV/4x4 use, or recreational enjoyment with a little clearing and a fire pit in the front yard. Plenty of storage in the area above the garage, in the attic off both upstairs bedrooms, and under the house. Fiber internet, city water, trash pickup, propane service, and a peaceful country setting make this one a rare find. If you’ve been looking for acreage, privacy, cabin charm, and practical updates in Cottontown, this one deserves a look.
Getting Around
Schools
Construction
Condition
- Year built: 1977
Materials
- Construction materials: Log,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Refrigerator
Basement
- Basement: None
Bedroom1
- Area: 272
- Dimensions: 17x16
Bedroom2
- Area: 132
- Dimensions: 12x11
Bedroom3
- Area: 180
- Dimensions: 10x18
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Dining Room
- Area: 130
- Dimensions: 13x10
Features
- Flooring: Carpet,Wood,Tile
- Finished area above ground: 2,109
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,109
- Total interior livable area: 2,109 sqft
Kitchen
- Area: 182
- Dimensions: 14x13
Living Room
- Area: 294
- Dimensions: 21x14
Other
- Area: 168
- Dimensions: 14x12
Recreation Room
- Area: 221
- Dimensions: 17x13
Property
Details
- Parcel number: 102 01601 000
- Special condition: Standard
Features
- Levels: One
- Stories: 2
Lot
- Lot size: 5.02 Acres
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance | $231 | $2,772 |
| Property Taxes | $749 | $8,988 |
| Electricity | $175 | $2,103 |
| Total | $4,441 | $53,292 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $649,900 |
| 2014-07-16 | Sold | $239,000 |
| 2014-05-15 | Price change | $259,900 |
| 2011-01-26 | Listed for sale | $239,500 |
| 2010-11-22 | Listing removed | $239,500 |
| 2010-08-15 | Price change | $239,500 |
| 2010-05-27 | Price change | $249,500 |
| 2009-12-23 | Listed for sale | $259,900 |
| 2009-11-08 | Listing removed | $259,900 |
| 2009-08-09 | Price change | $259,900 |
| 2009-05-16 | Listed for sale | $264,900 |
| 2005-05-25 | Sold | $219,100 |
