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132 Circle Dr, Hendersonville, TN, 37075

5beds
4baths
4,608sqft
$2,475,000
$537price/sqft
$17,812/moest. monthly cost
$712,480/yrincome needed

About This Home

Welcome to "Waypoint"- a destination for gathering, rest and reorienting. Perfectly positioned on a rare 1-acre sewer homesite with breathtaking main channel views and a brand new deep-water dock, this extraordinary 4,608 sq ft mid century modern was created for those who love to entertain and embrace lake life. Seller bought this home and tore everything out down to the studs With 4 bedrooms plus a flex room that could serve as a 5th bedroom or office this thoughtfully designed open floor plan offers oversized rooms and seamless indoor-outdoor living. The dramatic wall of glass in the great room opens completely to a covered lakeside patio while a custom patio at the water's edge with a fireplace creates the ultimate setting for unforgettable evenings. Minimal trees ensure panoramic water views from nearly every room. No detail was overlooked in this entertainer's dream. The home features two complete kitchens, two laundry rooms (one is 16x10), three full size refrigerators and two stand alone ice makers. The main kitchen is equipped with premium Thermador appliances, three ovens and a convection microwave/oven combination, while the second kitchen showcases KitchenAid Pro Line appliances -ideal for hosting family gatherings, holidays, or multi-generational living. Luxury finishes abound with LVP flooring, quartz and granite countertops, two tankless water heaters, gorgeous faucets, lighting and tile. Every bath features beautifully tiled walk in showers, while the spectacular primary suite offers a spa-inspired 9x9ft wet room complete with soaking tub and built in bench. The impressive 16x10 ft laundry provides abundant storage and workspace. Named "Waypoint" meaning a landmark or place to rest, reorient and change direction, this remarkable property truly lives up to its name-a destination where memories are made and life slows down. Rarely does a property combine luxury, functionality and breathtaking waterfront views so effortlessly.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom1

  • Area: 360
  • Dimensions: 24x15

Bedroom2

  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Area: 216
  • Dimensions: 18x12

Bedroom4

  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Area: 240
  • Dimensions: 24x10

Features

  • Entrance Foyer,Extra Closets,In-Law Floorplan,Open Floorplan,Pantry,Smart Thermostat,Walk-In Closet(s),Kitchen Island
  • Flooring: Luxury Vinyl,Tile
  • Finished area below ground: 1,877
  • Finished area above ground: 2,731

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,608
  • Total interior livable area: 4,608 sqft

Kitchen

  • Area: 264
  • Dimensions: 24x11

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 432
  • Dimensions: 24x18

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Other
  • Level: Other
  • Area: 506
  • Dimensions: 23x22

Other

  • Features: Office
  • Level: Office
  • Area: 132
  • Dimensions: 12x11

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 160
  • Dimensions: 16x10

Recreation Room

  • Features: Basement Level
  • Level: Basement Level
  • Area: 374
  • Dimensions: 22x17

Property

Details

  • Parcel number: 170N A 01900 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Topography of land: Views

Lot

  • Lot size: 1.20 Acres
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,514$150,168
Home Insurance $869$10,428
Property Taxes $4,055$48,660
Electricity $374$4,492
Total$17,812$213,744

Income You'd Need if You Spent...

35% on housing$610,697/yr
40% on housing$534,360/yr
45% on housing$474,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 37075$233
Sumner County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 37075$231
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$2,475,000
2025-06-25Sold$915,000
2025-06-03Pending sale$850,000
2025-05-31Listed for sale$850,000

For Sale by Agent

AgentLisa Swint
BrokerageCompass

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