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454 Cedar St, Bluff City, TN, 37618

5beds
6baths
3,802sqft
$459,900
$121price/sqft
$3,760/moest. monthly cost
$150,400/yrincome needed

About This Home

For the first time in over a century, this treasured family estate and bed and breakfast is being offered for sale. Nestled on an oversized corner lot with a stunning mountain view, this remarkable property tells a story that began in the late 1700s, with two original rooms still standing as a tribute to its rich East Tennessee heritage. The main residence features five bedrooms, six bathrooms, and three distinct living spaces, perfectly suited for multi-generational living or entertaining on a grand scale. Two dedicated home offices offer quiet space for work or study, while a cedar-lined room provides ideal storage for out-of-season clothing. Character abounds with a built-in china cabinets and a spacious pantry, and there's even a separate in-law apartment. A two-story smokehouse adds historic charm, while the extended two-car garage and large metal workshop/garage offer abundant space for hobbies, storage, or business ventures. With sprawling grounds of 1.3 acres, this is perfect for expansion, gardening, or even a game of croquet. This is a rare chance to own a slice of East Tennessee that combines history, income potential, and limitless opportunity. The potential here is truly endless. Prime location with easy access to The Pinnacle, Downtown Bristol, Bristol Regional Medical Center, Bristol Train Station, and historic Martha Washington Inn. For the sports enthusiast, Bristol Motor Speedway is just a stone's throw away.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Sullivan East High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Average
  • Year built: 1900

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Cellar,Dirt Floor,Exterior Entry,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom5

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Den

  • Level: First

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Master Downstairs,Built-in Features,Cedar Closet(s),Entrance Foyer,Laminate Counters,Pantry,Remodeled
  • Window features: Single Pane Windows,Storm Window(s)
  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 3
  • Fireplace features: Master Bedroom,Den,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,802
  • Total interior livable area: 3,802 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Office

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 097 J C 021.00
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Topography of land: Level

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: 230 x 193

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance $184$2,208
Property Taxes $943$11,316
Electricity $308$3,706
Total$3,760$45,120

Income You'd Need if You Spent...

35% on housing$128,914/yr
40% on housing$112,800/yr
45% on housing$100,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 37618$161
Sullivan County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 37618$164
Sullivan County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$550,000
2025-09-22Listing removed$799,900
2025-06-16Listed for sale$799,900
2011-04-12Sold$32,000

For Sale by Agent

AgentJewell McKinney
BrokerageTown & Country Realty - Downtown

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