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521 Jefferson Rd, Gatlinburg, TN, 37738

3beds
2baths
2,384sqft
$549,900
$231price/sqft
$3,830/moest. monthly cost
$153,200/yrincome needed

About This Home

Located in the highly sought after community of Norton Creek, this 3 Bedroom, 2 Bath home offers a warm and inviting floor plan with Master Bedroom and bath on the Main level. Full kitchen, laundry room, dining area and living room provide ample space for family gatherings. Upstairs leads to two more bedrooms with tremendous closets for storage and a full bathroom. This home also has a full walk out unfinished basement, providing endless possibilities for expansion - whether you in envision a theater room, game room, workshop or storage. Nestled in the Norton Creek community, residents enjoy the natural beauty of the Smoky Mountains and convenient access to Gatlinburg and the many attractions, dining, shopping and outdoor adventures. This property presents a unique opportunity to create your dream home in the Smokies. PROPERTY BEING SOLD 'AS IS'.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
4/10
8/10

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Property

Details

  • Parcel number: 116 102.00

Features

  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.60 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Cold Wave
Earthquake
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance $179$2,148
Property Taxes $678$8,136
Electricity $193$2,324
Total$3,830$45,960

Income You'd Need if You Spent...

35% on housing$131,314/yr
40% on housing$114,900/yr
45% on housing$102,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 37738$290
Sevier County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 37738$352
Sevier County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Price change$549,900
2025-10-06Price change$574,999
2025-09-30Listed for sale$599,900
1994-04-22Sold$15,000
1993-12-14Sold$11,400

For Sale by Agent

AgentBetsy Reagan
BrokeragePrime Mountain Properties

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