




521 Jefferson Rd, Gatlinburg, TN, 37738
About This Home
Located in the highly sought after community of Norton Creek, this 3 Bedroom, 2 Bath home offers a warm and inviting floor plan with Master Bedroom and bath on the Main level. Full kitchen, laundry room, dining area and living room provide ample space for family gatherings. Upstairs leads to two more bedrooms with tremendous closets for storage and a full bathroom. This home also has a full walk out unfinished basement, providing endless possibilities for expansion - whether you in envision a theater room, game room, workshop or storage. Nestled in the Norton Creek community, residents enjoy the natural beauty of the Smoky Mountains and convenient access to Gatlinburg and the many attractions, dining, shopping and outdoor adventures. This property presents a unique opportunity to create your dream home in the Smokies. PROPERTY BEING SOLD 'AS IS'.
Getting Around
Schools
Construction
Condition
- Year built: 1999
Materials
- Construction materials: Vinyl Siding,Block,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood
- Number of fireplaces: 1
- Fireplace features: Masonry,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,384
- Total interior livable area: 2,384 sqft
Property
Details
- Parcel number: 116 102.00
Features
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.60 Acres
- Features: Private,Wooded
Parking
- Total spaces: 2
- Parking features: Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Cold Wave
- Earthquake
- Landslide
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance | $179 | $2,148 |
| Property Taxes | $678 | $8,136 |
| Electricity | $193 | $2,324 |
| Total | $3,830 | $45,960 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Price change | $549,900 |
| 2025-10-06 | Price change | $574,999 |
| 2025-09-30 | Listed for sale | $599,900 |
| 1994-04-22 | Sold | $15,000 |
| 1993-12-14 | Sold | $11,400 |
